Job Description
About Standard Chartered
Were an international bank, nimble enough to act, big enough for impact. For more than 160 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we cant wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role youve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Role Responsibilities
• High level Role Description
o Conduct portfolio analytics and deep dives as required by country/regional/Group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Mgmt and Collections.
o Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses
o Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools for effectiveness and continuously enhance data-driven credit decisions
o Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes
o Participate in selective strategic initiatives to build and enhance Group s in-house analytics capabilities; Research on emerging trends in analytics industry
o Embed Bank s risk management and decisioning framework in day-to-day work, ideate / self-initiate necessary analytics to drive portfolio performance
o As per TOM supervise and coach team members for effective project delivery
• Competency expected in role
o Strong logical reasoning ability. Ability to perform various industry standard complex statistical analysis in relation to credit risk problems
o Ability to work with data organized across platforms and formats (DB2 tables, SAS datamarts, Excel spreadsheets, text files)
o Ability to blend in existing BAU analytical projects and processes in a seamless manner
o Ability to bring out meaningful and actionable insights from unstructured data
o Maintaining the desired quality of analytics within stipulated timeframe
o Ability to work with multiple departments and stakeholders within the Bank to achieve end results
o Ability to lead team members across multiple project assignments, while delivering on own projects
• Key Stakeholders
o Regional Credit Officers/CROs
o Country Credit Head
o Regional/Country Business Segment Heads
o Global Head Credit Risk Management (Retail)
o Head of CRM Analytics SCMAC
• Key Measurable:
o No direct business targets on asset growth or portfolio profitability
o Timely and accurate analytical insights to support good portfolio growth and optimized risk return decisions
o Process governance as per organizational standards
o Effective people management of direct reports (if applicable)
Our Ideal Candidate
• Advanced degree (preferably Masters) in a Quantitative Discipline (e.g. Math, Stat, Eco, Engineering, Finance, MBA)
• 5-10 years desired relevant work experience
Visit our careers website
Were an international bank, nimble enough to act, big enough for impact. For more than 160 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we cant wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role youve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Role Responsibilities
• High level Role Description
o Conduct portfolio analytics and deep dives as required by country/regional/Group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Mgmt and Collections.
o Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses
o Timely identification of shifts in portfolio risk profile and re-aligning risk-measurement tools for effectiveness and continuously enhance data-driven credit decisions
o Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes
o Participate in selective strategic initiatives to build and enhance Group s in-house analytics capabilities; Research on emerging trends in analytics industry
o Embed Bank s risk management and decisioning framework in day-to-day work, ideate / self-initiate necessary analytics to drive portfolio performance
o As per TOM supervise and coach team members for effective project delivery
• Competency expected in role
o Strong logical reasoning ability. Ability to perform various industry standard complex statistical analysis in relation to credit risk problems
o Ability to work with data organized across platforms and formats (DB2 tables, SAS datamarts, Excel spreadsheets, text files)
o Ability to blend in existing BAU analytical projects and processes in a seamless manner
o Ability to bring out meaningful and actionable insights from unstructured data
o Maintaining the desired quality of analytics within stipulated timeframe
o Ability to work with multiple departments and stakeholders within the Bank to achieve end results
o Ability to lead team members across multiple project assignments, while delivering on own projects
• Key Stakeholders
o Regional Credit Officers/CROs
o Country Credit Head
o Regional/Country Business Segment Heads
o Global Head Credit Risk Management (Retail)
o Head of CRM Analytics SCMAC
• Key Measurable:
o No direct business targets on asset growth or portfolio profitability
o Timely and accurate analytical insights to support good portfolio growth and optimized risk return decisions
o Process governance as per organizational standards
o Effective people management of direct reports (if applicable)
Our Ideal Candidate
• Advanced degree (preferably Masters) in a Quantitative Discipline (e.g. Math, Stat, Eco, Engineering, Finance, MBA)
• 5-10 years desired relevant work experience
Visit our careers website
💡 Quick Summary
Seeking a career-building opportunity? The Accountant Manager position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.