Job Description
Agm- Affordable Home Loans
Svc Bank
New Delhi, Delhi
Apply
5 hours ago
Full–time
Hello Connections,
We have an excellent opportunity in our new business vertical for affordable home loans space, where we are looking for experienced, dynamic resource to join us in our growth journey.
Job Designation:
Assistant General Manager- Affordable Home Loans
Reporting to:
GM- Retail Banking
Job location:
Thane (Mumbai)
Job Responsibilities -Setting up and managing the Affordable Home Loans business line for the Bank to build a sizeable and healthy portfolio of priority sector loans under housing finance
Owning the P&L for Affordable Home Loan products, through product suite curation, pricing, promotion, sourcing and volume generation
Build the sourcing team for Affordable Home Loans- set the goals and budgets for the Affordable Home Loans team in terms of business volume, portfolio size, yield, fees and portfolio quality
Driving the performance of the direct sourcing team (primary responsibility) to achieve the goals & budgets and also guiding the branches in matter of Affordable Home Loans
Owning all Governance, Audit and Regulatory requirement for Affordable Home Loans
Having regular interactions with the builders, industry participants, associations of builders and peers (Banks & Financial Institutions) to identify potential and opportunities to increase business
Established APF inventory by identifying suitable residential projects of reputed builders and getting the same approved as per internal process of the Bank
Interact with internal stake-holders, viz.
Credit, Product, Operations, PSM, IT, Audit to device robust process and operational flow
Introduce various subsidy and guarantee based programs, in addition to regular asset backed/pledge finance programs
Established partnership with industry players and FinTechs for sourcing of Affordable Home Loans proposals
Develop and run marketing programs for Affordable Home Loans in coordination with marketing team
Driving contest and reward programs for building volumes.
Evaluating performance and tweak, re-evaluate future programs
Tracking performance through dashboards and reports at various levels.
Review performance of the team, plan and take actions based on the same and present it to the senior management and Board/Board of Management for further directions
Shall represent and handle all audit, operations and RBI related issues at various committees/ forums for Affordable Home Loans
Qualifications and Experience:
The ideal candidate would be minimum 12 years of post-qualification experience in Financial Services with at least 3 years in a similar work profile, i.e.
managing a team which sources Affordable Home Loans:
Must have good understanding of Products, Policies and Process for Affordable Home Loans including regulatory guidelines
Must of good understanding of Affordable Home Loans customer segments and key markets in Mumbai/ Pune/Bangalore.
Should be aware of the latest trends in Affordable Home Loans in the market including the innovations brought in by other Banks, NBFCs & FinTechs
Should have led a team of Sales Managers, should be self-driven with leadership qualities and man-management skills
Good analytical, communication and presentation skills
Minimum graduate, post-graduate in Business/Management preferred
How to apply:
Please apply on Linked
In as well as send us your updated CV mentioning the below details to (so we are able to process your candidature faster):
SVC Bank is growing exponentially as we serve our clients making progress meaningful as victor of good change.
Come be a part of this amazing journey, together with some of the best minds in the business that call us home.
Follow us on Linked
In to stay updated:
About the Bank
Set up in 1+06, SVC Bank (SVC Co-operative Bank Ltd.), formerly known as 'The Shamrao Vithal Co-operative Bank Ltd.,' has contributed significantly to the development of the cooperative movement in India for over a century.
Today, the Bank is one of the oldest and most recognized names in the country's co-operative banking space and remains the only multi-state scheduled bank within the Nation having a presence across 11 states with 1+8 branches.
It is also the first and only bank to develop and offer 'Genius'- a core-banking solution to more than 80 other co-operative banks.
With a total business of over INR.
33,400 crores and a net profit of INR.
176.31 crores in FY 22-23, it has proven its robust and strong fundamentals.
While the Bank prides itself on its people skills and its large customer base, SVC Bank is best known for its honest and strong relationships that it maintains with both its customers and employees.
Learn more at:
What we are known for:
117 Years of Trust, SVC Bank is one of the most sought after employers within the banking industry, as employees are known to make their careers at the Bank with long lasting tenures, sometimes even employing generations of the same family.
SVC Bank's employee friendly environment ensures steady flow of opportunities for all the employees alongside all-round growth and positive work-life balance.
SVC Bank bagged "The Best Co-Operative Bank "for the last 3 years in a row making it an exemplary example of service excellence and people's bank.
We recently received recognition as one of the Best Organizations for Women 2026 by Economic Times and also awarded Banco Blue Ribbon 2026 in the category Urban Co-operative Banks with Deposits above INR 15000 Cr.
at the Advantage Annual Summit 2026.
Last year we were also awarded from Shri.
Amitbhai Shah - Hon'ble Union Minister of Home Affairs and Cooperation, GOI, for 100+ years of dedicated service in the Co-operative Banking Sector at the event organized by #NAFCUB on 23rd June in Delhi, in the presence of Shri B.L.
Verma - Hon'ble Minister of State for Cooperation, GOI and Shri.
Jyotindra Mehta - President, NAFCUB.
#National Conclave of Scheduled & Multi-state Urban Cooperative Banks & Credit Societies, as we go with our motto "Experience.
Expertise.
Excellence.
Hum Se Hai Possible
💡 Quick Summary
Seeking a career-building opportunity? The Agm| Affordable Home Loans position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
