Job Description
Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.
About the Team:
The role is within the ALM team and focused on supporting the day-to-day activities of the team involving daily monitoring, analysis of risk models output, production of reports and forecasts. The ALM team provides an independent risk oversight of liquidity and non-traded market risk, and monitors compliance with risk policies and risk appetite metrics. The ALM function reports to the IBP CRO. The team consists of 10 people with sub teams focusing on liquidity, non-traded market risk and regulatory reporting.
Key Roles and Responsibilities:
Produce and analyse daily changes to the liquidity risk metrics against internal triggers and limits as well as against regulatory limits.
To proactively & effectively identify, quantify, monitor and forecast all funding and liquidity risks using the most appropriate risk methodologies and techniques adopted by the ALM team and approved by Senior Management of the Group.
Analyse trends and patterns across the different indicators and risk metrics produced.
Forecast various key metrics; track forecasts vs actual to inform management decisions.
Produce weekly/monthly information packs for senior management meetings.
Provide cover for holiday leave when necessary to help the team provide accurate and meaningful daily risk reports covering funding and liquidity on a timely basis.
Model and test new instruments into the liquidity risk.
Undertake the project work using risk models, analysing and confirming the results produced, testing new methodologies.
Core Skills and Knowledge:
Preferably undergraduate or postgraduate qualifications in Engineering, Actuarial Science, Mathematics, Statistics or similar
3-4 years experience in Bank / Financial Institution
Good understanding of the financial markets and instruments
Good financial product knowledge ideally retail and wholesale products
Knowledge of the various industry-accepted ALM risk techniques would be beneficial
Proficient IT skills in the likes of the Microsoft Office suite, statistical packages, Acrobat Writer
Excellent communication skills, both written and verbal
Strong attention to detail/accuracy and capable of seeing the overall objective
Systematic approach in analysing and solving problems
Ability to meet tight dead-lines
Driven and ambitious, willing to take on extra responsibility
Creative team player and willing to work in a constantly changing environment
As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.
Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.
Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.
Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don't let our person specification hold you back. Get in touch!
Recite Me
We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options' link at the top of the page.
The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.
If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist.
About the Team:
The role is within the ALM team and focused on supporting the day-to-day activities of the team involving daily monitoring, analysis of risk models output, production of reports and forecasts. The ALM team provides an independent risk oversight of liquidity and non-traded market risk, and monitors compliance with risk policies and risk appetite metrics. The ALM function reports to the IBP CRO. The team consists of 10 people with sub teams focusing on liquidity, non-traded market risk and regulatory reporting.
Key Roles and Responsibilities:
Produce and analyse daily changes to the liquidity risk metrics against internal triggers and limits as well as against regulatory limits.
To proactively & effectively identify, quantify, monitor and forecast all funding and liquidity risks using the most appropriate risk methodologies and techniques adopted by the ALM team and approved by Senior Management of the Group.
Analyse trends and patterns across the different indicators and risk metrics produced.
Forecast various key metrics; track forecasts vs actual to inform management decisions.
Produce weekly/monthly information packs for senior management meetings.
Provide cover for holiday leave when necessary to help the team provide accurate and meaningful daily risk reports covering funding and liquidity on a timely basis.
Model and test new instruments into the liquidity risk.
Undertake the project work using risk models, analysing and confirming the results produced, testing new methodologies.
Core Skills and Knowledge:
Preferably undergraduate or postgraduate qualifications in Engineering, Actuarial Science, Mathematics, Statistics or similar
3-4 years experience in Bank / Financial Institution
Good understanding of the financial markets and instruments
Good financial product knowledge ideally retail and wholesale products
Knowledge of the various industry-accepted ALM risk techniques would be beneficial
Proficient IT skills in the likes of the Microsoft Office suite, statistical packages, Acrobat Writer
Excellent communication skills, both written and verbal
Strong attention to detail/accuracy and capable of seeing the overall objective
Systematic approach in analysing and solving problems
Ability to meet tight dead-lines
Driven and ambitious, willing to take on extra responsibility
Creative team player and willing to work in a constantly changing environment
As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.
Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.
Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.
Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don't let our person specification hold you back. Get in touch!
Recite Me
We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options' link at the top of the page.
The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.
If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist.
💡 Quick Summary
Seeking a career-building opportunity? The ALM Liquidity Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
