Job Description
Analyst, Credit Initiation
Standard Chartered Bank
New Delhi, Delhi
Apply
14 hours agoFull–time
Analyst, Credit Initiation-(220002+415)
Job
:Retail Banking
Primary Location
:Asia-India-New Delhi
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:23/Nov/2026, 11:23:53 PM
Unposting Date
:Ongoing
Role Responsibilities
Strategy
• Provide inputs in shaping the Retail Risk Operations strategic direction
• Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative
Business
• Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function.
• Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline.
Processes
• Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients.
• Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives.
• Leverage and build credit assessment infrastructure capability to optimize process efficiency.
• Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
• Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses.
• Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.
Standard Chartered Bank
New Delhi, Delhi
Apply
14 hours agoFull–time
Analyst, Credit Initiation-(220002+415)
Job
:Retail Banking
Primary Location
:Asia-India-New Delhi
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:23/Nov/2026, 11:23:53 PM
Unposting Date
:Ongoing
Role Responsibilities
Strategy
• Provide inputs in shaping the Retail Risk Operations strategic direction
• Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative
Business
• Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function.
• Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline.
Processes
• Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients.
• Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives.
• Leverage and build credit assessment infrastructure capability to optimize process efficiency.
• Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
• Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses.
• Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.
💡 Quick Summary
Seeking a career-building opportunity? The Analyst| Credit Initiation position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
