Job Description
Role Responsibilities
The role holder will be a part of the stress testing team at Bangalore India and render services in the position of Assistant Manager
Enterprise stress testing comprises the stress tests required by the Group, regions, country and risk management teams, and other senior stakeholders as required to inform Risk Appetite and the stress tests required by the Bank’s regulators.
Stress Testing team has responsibility for the execution and analytics of the Bank’s stress test exercises internally and to external regulators. It is also the centre of excellence for all strategic changes and operational controls, compliance attestation and policy setting for stress testing in the enterprise. As such, this person will be working as part of a cohesive bridge between “strategy and execution” function. The team sets and runs the production schedule for stress testing.
The intent of the stress testing hub team is to primarily run central workstream production tasks and sub-tasks during the running of each stress test exercise utilising Group IT supported technology and produce management reporting on the same. The other equally important role for the team is to develop stress testing models, related to finance part of the world and contribute towards evolving functional landscape on account of the new demands around management tests, climate risk and recovery and resolution planning
Responsibilities
• The successful candidate for this position will play a key role in executing the stress test models in relation to Credit Risk, Balance projections, Income and Loss Projections, Balance Sheet and Capital / Liquidity Requirements in the Bank’s stress test exercises. The candidate should also have the capability to work across multiple workstreams in a stress testing exercise under extremely high pressure in a reasonably unstructured environment.
• This will include Resolution Planning, Recovery Planning, Reverse Stress Testing, Internal Capital Adequacy Assessment Process (ICAAP), and Bank-of-England (BOE) for the Group.
• In addition, this person should be able to provide valuable inputs to help identify opportunities to improve on stress testing current processes and own quantitative changes and change requests.
• Responsible for the stress testing data sourcing and preparations, methodological calculations including the use of existing infrastructure and technology, producing quantitative charts and packs and other related requirements.
• Deliver a high quality Stress Testing Data Framework and Templates (STDF), as per the requirements set out by the Prudential Regulation Authority (PRA) in the Bank of England (BoE) stress test and other similar data requirements issued by the likes of the Hong Kong Monetary Authority (HKMA) or Monetary Authority of Singapore (MAS), Central Bank of China, Bank of Nagara, EBA etc.
• Ensure that the stress testing methods employed are compliant with Enterprise Stress Testing methodologies and procedures, and any deviation is properly documented and approved.
• Ensure compliance with the Operational Risk Framework requirements and that quantitative controls are in place and executed in full.
• Automation, maintenance, enhancement, and execution of the stress test models for the balance sheet and P&L, considering various dimensions including segments, geographies and products. Work alongside workstream leads to develop and prepare quantitative financial projections. Translate business and market drivers into financial projections, especially for wholesale banking products. Identify model risks and quantify impact. Automation and maintenance of the data templates that are used for regulatory submission for all the banks regulators.
• Drive improvements in the stress testing computations and automate manual processes for more efficiency and productivity.
• Manage all correspondence via their nominated work stream leads, support functions and stakeholders.
• Ensure compliance with governance related aspects of EST production and delivery
• This is a rapidly evolving space so the role holder must be comfortable with ambiguity and change.
Strategy
The successful candidate for this position will play a key role in executing the stress test models in relation to Credit Risk, Balance projections, Income and Loss Projections, Balance Sheet and Capital / Liquidity Requirements in the Bank’s stress test exercises.
Business
The role holder is responsible for the following in undertakings:
• Strong Focus on Risk and finance metrics like Expected Credit Losses, Gross and Net Interest Income, Loan Impairment Charges, RWA, CET1
• Greater understanding of the interrelationships among plethora of macroeconomic factors and drivers and their impact on performance of Bank under myriad levels of stress scenarios and environment
• Execution of the Liquidity / Capital stress test models for the entire balance sheet and liquidity requirements
• Build automation of data extraction and model projection capabilities
• Consider all different dimensions –segment, geographies and products – of the bank
• Ensure input data quality, reconciliation, validation, consistency with various sources
• Work alongside global business stakeholders to develop, understand, and translate stress parameters into the final balance sheet projections and liquidity metrics
• Manage execution timelines around the stress test exercises
• Analyse and present results in a concise yet informative manner to senior management
• Incorporate other areas of risk into current balance sheet/liquidity/capital model.
• Support documentation of stress test model methodology, ensuring it is compliant with group governance standards
• Produce quantitative results packs on the bank’s liquidity / capital position in various stress scenarios
• Produce final numbers results pack for submission
• Produce related data templates for external regulators (STDF)
Processes
• The role holder will need to support the establishment and documentation of all processes and effective controls for the stress testing hub in accordance with the broader stress testing team
People & Talent
• The role holder will need to support the junior team members to develop deeper understanding and to grow in techno functional areas of stress testing
Risk Management
• Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies, and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.
Governance
• Demonstrate an awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.
Key stakeholders
• Stress Testing Team
• Enterprise Risk Management members
• Key Risk colleagues
• Business leadership
• Risk Transformation Programme Team
• Key operations and technology partners / vendors
• Modelling Teams
• Research and development and documentation team
• External Regulatory teams
Other Responsibilities
As delegated by Head of Stress Testing from time to time.
QUALIFICATIONS: The role holder will have experience in:
• Regulatory reporting in the financial services industry
• Knowledge of regulatory frameworks and Banking regulations
• Working across geographies and time zones
• Excellent oral, written communication, and presentation skills
• Robust skills for qualitative and quantitative analysis e.g. financial and process
• Excellent academic background, preferably with a degree in a quantitative discipline, such as economics, finance, statistics/mathematics, sciences, or engineering
• Understanding of SCB’s key footprint markets will be added plus
• The role holder should comply with all mandatory e-learning as prescribed from time to time
Qualifications
Training, licenses, memberships and certifications
• The role holder will have experience in:
• Regulatory reporting in the financial services industry
• Knowledge of regulatory frameworks and Banking regulations
• Full or partial qualifications like CFA or FRM will be considered favourably
• Working across geographies and timezones
• Excellent oral, written communication and presentation skills
• Robust skills for qualitative and quantitative analysis e.g. financial and process
• Excellent academic background, preferably with a degree in a quantitative discipline, such as economics, finance, statistics/mathematics, sciences or engineering
• Understanding of SCB’s key footprint markets will be added plus
• The role holder should comply with all mandatory e-learning as prescribed from time to time.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Job: Audit, Accounting & Finance
Primary Location: Asia-India-Bangalore
Schedule: Full-time
Employee Status: Permanent
Posting Date: 06/Sep/2026, 8:5+:23 AM
Unposting Date: Ongoing
The role holder will be a part of the stress testing team at Bangalore India and render services in the position of Assistant Manager
Enterprise stress testing comprises the stress tests required by the Group, regions, country and risk management teams, and other senior stakeholders as required to inform Risk Appetite and the stress tests required by the Bank’s regulators.
Stress Testing team has responsibility for the execution and analytics of the Bank’s stress test exercises internally and to external regulators. It is also the centre of excellence for all strategic changes and operational controls, compliance attestation and policy setting for stress testing in the enterprise. As such, this person will be working as part of a cohesive bridge between “strategy and execution” function. The team sets and runs the production schedule for stress testing.
The intent of the stress testing hub team is to primarily run central workstream production tasks and sub-tasks during the running of each stress test exercise utilising Group IT supported technology and produce management reporting on the same. The other equally important role for the team is to develop stress testing models, related to finance part of the world and contribute towards evolving functional landscape on account of the new demands around management tests, climate risk and recovery and resolution planning
Responsibilities
• The successful candidate for this position will play a key role in executing the stress test models in relation to Credit Risk, Balance projections, Income and Loss Projections, Balance Sheet and Capital / Liquidity Requirements in the Bank’s stress test exercises. The candidate should also have the capability to work across multiple workstreams in a stress testing exercise under extremely high pressure in a reasonably unstructured environment.
• This will include Resolution Planning, Recovery Planning, Reverse Stress Testing, Internal Capital Adequacy Assessment Process (ICAAP), and Bank-of-England (BOE) for the Group.
• In addition, this person should be able to provide valuable inputs to help identify opportunities to improve on stress testing current processes and own quantitative changes and change requests.
• Responsible for the stress testing data sourcing and preparations, methodological calculations including the use of existing infrastructure and technology, producing quantitative charts and packs and other related requirements.
• Deliver a high quality Stress Testing Data Framework and Templates (STDF), as per the requirements set out by the Prudential Regulation Authority (PRA) in the Bank of England (BoE) stress test and other similar data requirements issued by the likes of the Hong Kong Monetary Authority (HKMA) or Monetary Authority of Singapore (MAS), Central Bank of China, Bank of Nagara, EBA etc.
• Ensure that the stress testing methods employed are compliant with Enterprise Stress Testing methodologies and procedures, and any deviation is properly documented and approved.
• Ensure compliance with the Operational Risk Framework requirements and that quantitative controls are in place and executed in full.
• Automation, maintenance, enhancement, and execution of the stress test models for the balance sheet and P&L, considering various dimensions including segments, geographies and products. Work alongside workstream leads to develop and prepare quantitative financial projections. Translate business and market drivers into financial projections, especially for wholesale banking products. Identify model risks and quantify impact. Automation and maintenance of the data templates that are used for regulatory submission for all the banks regulators.
• Drive improvements in the stress testing computations and automate manual processes for more efficiency and productivity.
• Manage all correspondence via their nominated work stream leads, support functions and stakeholders.
• Ensure compliance with governance related aspects of EST production and delivery
• This is a rapidly evolving space so the role holder must be comfortable with ambiguity and change.
Strategy
The successful candidate for this position will play a key role in executing the stress test models in relation to Credit Risk, Balance projections, Income and Loss Projections, Balance Sheet and Capital / Liquidity Requirements in the Bank’s stress test exercises.
Business
The role holder is responsible for the following in undertakings:
• Strong Focus on Risk and finance metrics like Expected Credit Losses, Gross and Net Interest Income, Loan Impairment Charges, RWA, CET1
• Greater understanding of the interrelationships among plethora of macroeconomic factors and drivers and their impact on performance of Bank under myriad levels of stress scenarios and environment
• Execution of the Liquidity / Capital stress test models for the entire balance sheet and liquidity requirements
• Build automation of data extraction and model projection capabilities
• Consider all different dimensions –segment, geographies and products – of the bank
• Ensure input data quality, reconciliation, validation, consistency with various sources
• Work alongside global business stakeholders to develop, understand, and translate stress parameters into the final balance sheet projections and liquidity metrics
• Manage execution timelines around the stress test exercises
• Analyse and present results in a concise yet informative manner to senior management
• Incorporate other areas of risk into current balance sheet/liquidity/capital model.
• Support documentation of stress test model methodology, ensuring it is compliant with group governance standards
• Produce quantitative results packs on the bank’s liquidity / capital position in various stress scenarios
• Produce final numbers results pack for submission
• Produce related data templates for external regulators (STDF)
Processes
• The role holder will need to support the establishment and documentation of all processes and effective controls for the stress testing hub in accordance with the broader stress testing team
People & Talent
• The role holder will need to support the junior team members to develop deeper understanding and to grow in techno functional areas of stress testing
Risk Management
• Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies, and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.
Governance
• Demonstrate an awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.
Key stakeholders
• Stress Testing Team
• Enterprise Risk Management members
• Key Risk colleagues
• Business leadership
• Risk Transformation Programme Team
• Key operations and technology partners / vendors
• Modelling Teams
• Research and development and documentation team
• External Regulatory teams
Other Responsibilities
As delegated by Head of Stress Testing from time to time.
QUALIFICATIONS: The role holder will have experience in:
• Regulatory reporting in the financial services industry
• Knowledge of regulatory frameworks and Banking regulations
• Working across geographies and time zones
• Excellent oral, written communication, and presentation skills
• Robust skills for qualitative and quantitative analysis e.g. financial and process
• Excellent academic background, preferably with a degree in a quantitative discipline, such as economics, finance, statistics/mathematics, sciences, or engineering
• Understanding of SCB’s key footprint markets will be added plus
• The role holder should comply with all mandatory e-learning as prescribed from time to time
Qualifications
Training, licenses, memberships and certifications
• The role holder will have experience in:
• Regulatory reporting in the financial services industry
• Knowledge of regulatory frameworks and Banking regulations
• Full or partial qualifications like CFA or FRM will be considered favourably
• Working across geographies and timezones
• Excellent oral, written communication and presentation skills
• Robust skills for qualitative and quantitative analysis e.g. financial and process
• Excellent academic background, preferably with a degree in a quantitative discipline, such as economics, finance, statistics/mathematics, sciences or engineering
• Understanding of SCB’s key footprint markets will be added plus
• The role holder should comply with all mandatory e-learning as prescribed from time to time.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Job: Audit, Accounting & Finance
Primary Location: Asia-India-Bangalore
Schedule: Full-time
Employee Status: Permanent
Posting Date: 06/Sep/2026, 8:5+:23 AM
Unposting Date: Ongoing
💡 Quick Summary
Seeking a career-building opportunity? The Analyst| Stress Testing position is now open for candidates interested in the Bank Jobs sector. This role in Bangalore offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
