Job Description
Role/ Job Title: Analyst-Hindsighting (Business Banking Credit)
Function/ Department: Business Banking Group
Job Purpose
The role entails formulation and implementation of BBG policy and regular monitoring of portfolio from credit risk perspective. Role will closely collaborate with BBG Business team - Product Manager, Operations, Sales, IT, Credit, BIU for same.
Roles & Responsibilities
• Designing new product program with extensive market research and benchmarking.
• Adherence to governance and control framework.
• Reduction of Risk Related costs.
• Identifying portfolio trends and generating portfolio level MIS.
• Monitoring of EWS and Portfolio Delinquency.
• Mapping impact of external environment on portfolio by involving into Industry research.
• Understanding and Implementation of best practices from industry from Risk perspective.
• Recommend process changes in order to improve efficiency and quality across the assigned area.
• Leverage in-house synergies through collaboration with internal stakeholders.
• Regular Training to Credit and Business Team.
• Spearhead initiative to improve efficiency & portfolio health.
• Understanding of Digital processes adopted by the bank and pro-actively identify areas to leverage the same to drive efficiency.
Education Qualification
Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science.
Post-graduation: MBA.
Experience: 2 to 5 years of relevant experi
Function/ Department: Business Banking Group
Job Purpose
The role entails formulation and implementation of BBG policy and regular monitoring of portfolio from credit risk perspective. Role will closely collaborate with BBG Business team - Product Manager, Operations, Sales, IT, Credit, BIU for same.
Roles & Responsibilities
• Designing new product program with extensive market research and benchmarking.
• Adherence to governance and control framework.
• Reduction of Risk Related costs.
• Identifying portfolio trends and generating portfolio level MIS.
• Monitoring of EWS and Portfolio Delinquency.
• Mapping impact of external environment on portfolio by involving into Industry research.
• Understanding and Implementation of best practices from industry from Risk perspective.
• Recommend process changes in order to improve efficiency and quality across the assigned area.
• Leverage in-house synergies through collaboration with internal stakeholders.
• Regular Training to Credit and Business Team.
• Spearhead initiative to improve efficiency & portfolio health.
• Understanding of Digital processes adopted by the bank and pro-actively identify areas to leverage the same to drive efficiency.
Education Qualification
Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science.
Post-graduation: MBA.
Experience: 2 to 5 years of relevant experi
💡 Quick Summary
Seeking a career-building opportunity? The Analyst|Hindsighting|Business Banking Credit position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
