Job Description
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Area Credit Manager - Business Loans - Chennai ...
T
Tata Mutual Fund
Chennai, Tamil Nadu
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1+ hours agoFull–time
Job Description
To underwrite and manage the portfolio in assigned area
o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite for all customer segment for retail and high value cases and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval / decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
o Ensure timely completion of personal discussion documents through customer visits if required.
o Oversee and initiate follow-ups with external vendors to ensure timely query resolution / report submission and eliminate any undue / non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
o Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
o Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
o Adhere to all norms and regulations required.
Education - Post Graduate / Graduate in any discipline
Area Credit Manager - Business Loans - Chennai ...
T
Tata Mutual Fund
Chennai, Tamil Nadu
Apply
1+ hours agoFull–time
Job Description
To underwrite and manage the portfolio in assigned area
o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite for all customer segment for retail and high value cases and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval / decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
o Ensure timely completion of personal discussion documents through customer visits if required.
o Oversee and initiate follow-ups with external vendors to ensure timely query resolution / report submission and eliminate any undue / non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
o Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
o Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
o Adhere to all norms and regulations required.
Education - Post Graduate / Graduate in any discipline
💡 Quick Summary
Seeking a career-building opportunity? The Area Credit Manager | Business Loans position is now open for candidates interested in the Counter Sales Jobs sector. This role in Chennai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Counter Sales Jobs is a plus.
