Job Description
Position: Branch Credit Manager – Loan against property
Experience required- CA with experience of Loan against property// Unsecured loans// Working capital
Location: Pune
CTC 18-1+ LPA
Position Overview: The Branch Credit Manager for LAP will be responsible for underwriting loan applications, managing credit policies, and ensuring the quality of the loan portfolio. This role requires a thorough understanding of loan origination and management systems, as well as a keen eye for detail in financial analysis and industry trends.
Specific Responsibilities:
• Underwriting: Evaluate and underwrite LAP cases to ensure compliance with the company’s credit policies and risk appetite.
• System Utilization: Make optimal use of the Loan Origination System (LOS) and Loan Management System (LMS) to streamline the credit process and enhance efficiency.
• Credit Turnaround Time (TAT): Maintain and improve credit TAT to ensure timely loan approvals.
• Policy Adherence: Manage credit underwriting processes in strict adherence to the company’s policies and guidelines.
• Delinquency & NPA Monitoring: Monitor delinquency rates and Non-Performing Assets (NPA) to keep them within budgeted levels.
Experience required- CA with experience of Loan against property// Unsecured loans// Working capital
Location: Pune
CTC 18-1+ LPA
Position Overview: The Branch Credit Manager for LAP will be responsible for underwriting loan applications, managing credit policies, and ensuring the quality of the loan portfolio. This role requires a thorough understanding of loan origination and management systems, as well as a keen eye for detail in financial analysis and industry trends.
Specific Responsibilities:
• Underwriting: Evaluate and underwrite LAP cases to ensure compliance with the company’s credit policies and risk appetite.
• System Utilization: Make optimal use of the Loan Origination System (LOS) and Loan Management System (LMS) to streamline the credit process and enhance efficiency.
• Credit Turnaround Time (TAT): Maintain and improve credit TAT to ensure timely loan approvals.
• Policy Adherence: Manage credit underwriting processes in strict adherence to the company’s policies and guidelines.
• Delinquency & NPA Monitoring: Monitor delinquency rates and Non-Performing Assets (NPA) to keep them within budgeted levels.
💡 Quick Summary
Seeking a career-building opportunity? The Area Credit Manager | LAP position is now open for candidates interested in the Bank Jobs sector. This role in Pune offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
