Job Description
Credit Delivery Right distribution of load between Credit Managers for timely processing of loan proposals in line with the policy and process guidelines of the Bank.
Managing RBA deviations of respective products with prudence and balancing risk vs opportunity of business.
Close coordination between Sales Team, Data Processing Shops, Underwriting Shops & RIC for end to end management of cases logged in till final decision.
Influencing SMs / ASMs of business team and the Dealer / DSA to source the right mix in order to reduce Probability of Default.
Visit to sourcing channels to keep a close watch on the origination of sourcing, thereby ensuring TTD quality.
Review PDD & Deferrals every month and ensure compliance in line with policy guideline, seek necessary approvals for deviations.
Conduct Reject reason review with Business counterparts and assess re appeal cases to ensure good business opportunity is not lost by the Bank and approval rates are in line with benchmark / management expectation.
Managing RBA deviations of respective products with prudence and balancing risk vs opportunity of business.
Close coordination between Sales Team, Data Processing Shops, Underwriting Shops & RIC for end to end management of cases logged in till final decision.
Influencing SMs / ASMs of business team and the Dealer / DSA to source the right mix in order to reduce Probability of Default.
Visit to sourcing channels to keep a close watch on the origination of sourcing, thereby ensuring TTD quality.
Review PDD & Deferrals every month and ensure compliance in line with policy guideline, seek necessary approvals for deviations.
Conduct Reject reason review with Business counterparts and assess re appeal cases to ensure good business opportunity is not lost by the Bank and approval rates are in line with benchmark / management expectation.
💡 Quick Summary
Seeking a career-building opportunity? The Area Credit Mgr|PL position is now open for candidates interested in the Counter Sales Jobs sector. This role in Pune offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Counter Sales Jobs is a plus.
