Job Description
• The role is responsible for establishing direct & indirect acquisition channel for LAP
• Manage customer relationship for Cross Sell, Upsell opportunity & portfolio quality
• Establish and maintain branch with profitability aligned with company s proposition
Business
• The role is responsible for loan book & Revenue targets for the cluster for LAP & attached fee income products
Risk Management
• Ensure satisfactory ratings in all internal/external audits conducted at the branch
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the [country / business unit / function/[team] to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
• Internal Business Team, Credit& Risk, Ops, Collection
• External- Clients, Referrers
Our Ideal Candidate
• The candidate should have and MBA from a reputable institute and 5+ years (if Tier-1 MBA)/8+ years (if Tier-2 MBA) of relevant working experience in LAP space with a strong industry specialization.
Role Specific Technical Competencies
• Financial Understanding
• Market Knowledge
• Referrer Connect
• Product and Policies
• Understanding of Property Documents
• Manage customer relationship for Cross Sell, Upsell opportunity & portfolio quality
• Establish and maintain branch with profitability aligned with company s proposition
Business
• The role is responsible for loan book & Revenue targets for the cluster for LAP & attached fee income products
Risk Management
• Ensure satisfactory ratings in all internal/external audits conducted at the branch
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the [country / business unit / function/[team] to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
• Internal Business Team, Credit& Risk, Ops, Collection
• External- Clients, Referrers
Our Ideal Candidate
• The candidate should have and MBA from a reputable institute and 5+ years (if Tier-1 MBA)/8+ years (if Tier-2 MBA) of relevant working experience in LAP space with a strong industry specialization.
Role Specific Technical Competencies
• Financial Understanding
• Market Knowledge
• Referrer Connect
• Product and Policies
• Understanding of Property Documents
💡 Quick Summary
Seeking a career-building opportunity? The Area Manager LAP position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
