Job Description
Deutsche Bank
Nfrm Service Centre
Deutsche Bank • Mumbai, Maharashtra • via Trabajo.org
22 hours ago
Full–time
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Apply on Post Job
Job description
We are c omm i tt e d to b e i ng t he be s t fi n a n c ial s erv i c es prov i der in t he w or l d, bal a n c i n g passi o n w i t h pre c ision to deli v er superi o r s o l u t io n s f or o u r c lie n ts. T his is m a de pos s i b le by o u r p e o p l e : agile mi n ds, a b l e t o see beyond t he o b vi o us a n d act e f f ectively in an e ve r - c ha n g i ng gl o bal busi n ess l a nd...
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Deutsche Bank
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IDFC FIRST Bank
Area Operations Manager
IDFC FIRST Bank • Mumbai, Maharashtra • via Trabajo.org
22 hours ago
Full–time
Apply on Trabajo.org
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Job description
Job Description
Job Title
- Area Operations Manager
Place of work
- Mumbai
Business Unit
- Rural Banking
Function
- Credit Operations
• Job Purpose:
• Primary Responsibilities:
Implement approved departmental policies, processes, procedures and provides instructions to subordinates and monitor their adherence so that work is carried out in a controlled manner.
Monitor the approvals / cancelation / freeze of the customers’ credit limits and proceed to the relevant account’s accurate and timely update to the available systems, so as to support the accurate provision of credit to customers.
Communicates with the relevant Credit Analysts in case of clarifications required regarding the credit limits of the clients and proceeds to their accurate update.
Provides the required information as requested from all the available systems regarding the customer accounts credit limit profile.
Ensure implementation of the policies to ensure high quality of the retail portfolio while meeting the target TAT.
Employ tools such as automation and digitization to increase process efficiency.
Conduct detailed analysis of delinquencies and recommend changes to the product teams.
Ensure the successful adoption of internal compliances & regulatory framework across the assigned region.
Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy.
• Secondary Responsibilities:
Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
Provide recommendations regarding improvements and changes to the credit policies and procedures, documenting and circulating policies, to ensure that all requirements are fulfilled and risks are mitigated while delivering a high quality service to customers.
• Managerial & Leadership Responsibilities:
Monitor key parameters on productivity, hiring quality and attrition rates and make necessary improvements.
Champion IDFC First's customer first culture by driving the team to take up high degree servicing norms to ensure absolute customer delight.
• Educational Qualifications:
Graduate - Any
Post Graduate - MBA
• Experience:
8+ years in credit operations.
Nfrm Service Centre
Deutsche Bank • Mumbai, Maharashtra • via Trabajo.org
22 hours ago
Full–time
Apply on Trabajo.org
Apply on Post Job
Job description
We are c omm i tt e d to b e i ng t he be s t fi n a n c ial s erv i c es prov i der in t he w or l d, bal a n c i n g passi o n w i t h pre c ision to deli v er superi o r s o l u t io n s f or o u r c lie n ts. T his is m a de pos s i b le by o u r p e o p l e : agile mi n ds, a b l e t o see beyond t he o b vi o us a n d act e f f ectively in an e ve r - c ha n g i ng gl o bal busi n ess l a nd...
Show full description
Report this listing
Deutsche Bank
AmbitionBox
3.+/5
3.2K reviews
Glassdoor
4/5
14.7K reviews
Indeed
3.8/5
3.4K reviews
db.com
More jobs at Deutsche Bank
See web results for Deutsche Bank
IDFC FIRST Bank
Area Operations Manager
IDFC FIRST Bank • Mumbai, Maharashtra • via Trabajo.org
22 hours ago
Full–time
Apply on Trabajo.org
Apply on Jobrapido.com
Apply on Learn4Good
Job description
Job Description
Job Title
- Area Operations Manager
Place of work
- Mumbai
Business Unit
- Rural Banking
Function
- Credit Operations
• Job Purpose:
• Primary Responsibilities:
Implement approved departmental policies, processes, procedures and provides instructions to subordinates and monitor their adherence so that work is carried out in a controlled manner.
Monitor the approvals / cancelation / freeze of the customers’ credit limits and proceed to the relevant account’s accurate and timely update to the available systems, so as to support the accurate provision of credit to customers.
Communicates with the relevant Credit Analysts in case of clarifications required regarding the credit limits of the clients and proceeds to their accurate update.
Provides the required information as requested from all the available systems regarding the customer accounts credit limit profile.
Ensure implementation of the policies to ensure high quality of the retail portfolio while meeting the target TAT.
Employ tools such as automation and digitization to increase process efficiency.
Conduct detailed analysis of delinquencies and recommend changes to the product teams.
Ensure the successful adoption of internal compliances & regulatory framework across the assigned region.
Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy.
• Secondary Responsibilities:
Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
Provide recommendations regarding improvements and changes to the credit policies and procedures, documenting and circulating policies, to ensure that all requirements are fulfilled and risks are mitigated while delivering a high quality service to customers.
• Managerial & Leadership Responsibilities:
Monitor key parameters on productivity, hiring quality and attrition rates and make necessary improvements.
Champion IDFC First's customer first culture by driving the team to take up high degree servicing norms to ensure absolute customer delight.
• Educational Qualifications:
Graduate - Any
Post Graduate - MBA
• Experience:
8+ years in credit operations.
💡 Quick Summary
Seeking a career-building opportunity? The Area Operations Manager position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.