Job Description
Job Description Job Title - Area Sales Manager - Business Loan Place of work - Mumbai Business Unit - Retail Banking Function – Retail Banking Job Purpose: The role entails scaling up the business for the Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner.Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities: • Acquisition of Business loan customers in the identified segment and reference generation from the specified catchment area • Grow the AUM base for Business Loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met. • Collaborate with the Product Head Business Loan to ensure that the customers are offered the best in class solutions funding/multi-funding requirements and key DST's are appropriately incentivized. • Design channel mix strategy and develop constructive relationships with Digital marketplace partners and key alliances • Design a fulfilling customer journey leading to customer delight and making IDFC FIRST their banking partner of choice • Oversee distribution channel success through RM training, enablement, integration of alliance channels, improved TAT, focused intervention on low productivity locations etc. • Ensure the successful adoption of internal compliances & regulatory framework across the business • Collaborate with the Head of Collections to drive down the net credit loss and delinquency metrics Managerial & Leadership Responsibilities: Attract and retain best-in-class talent for key roles in their reporting structure Educational Qualifications: Graduate - Any Post Graduate - Any Experience: Minimum of 5 - 8 years of experience in BFSI industry
💡 Quick Summary
Seeking a career-building opportunity? The Area Sales Manager|Home Loans Prime position is now open for candidates interested in the Bank Jobs sector. This role in Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.