Arya - Head - Credit

💰 ₹18,000 - ₹28,800 (Est.) 📍 New Delhi

Job Description

S
Skill Ventory


Deputy Branch Manager For Branch Banking with a Prominent Bank
Skill Ventory • Gurugram, Haryana • via BeBee
1+ hours ago
Full–time
No Degree Mentioned
Apply on BeBee
Apply on Jobs Trabajo.org
Job description
Key Responsibilities

We are seeking a skilled professional to manage a team of Wealth Relationship Managers, focusing on sales handling and ensuring seamless operations at the branch. Key responsibilities include:
• Handling a team of Wealth RMs
• Sales handling with a focus on growing business
• Ensuring audit and compliance requirements are met
• Managing complaints efficiently
• Maintaining sm...
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N
nivesh.chaudhary


Arya - Head - Credit
nivesh.chaudhary • Noida, Uttar Pradesh • via IIM Jobs
5 hours ago
Full–time
No Degree Mentioned
Apply on IIM Jobs
Job description
Company Description:

Arya.ag, India's leading Agritech company, focuses on strengthening agriculture value chains through technology-driven solutions.

With a presence in 21 Indian states, Arya helps farmers, aggregators, and other stakeholders in the agriculture ecosystem avoid post-harvest losses through its integrated range of services.

The platform, Arya.ag, efficiently connects the supply and demand sides of the agriculture ecosystem, offering agri-services and post-harvest credit to sellers of agri-commodities.

Location: Noida.

Experience: 10+ years in Credit Risk, Lending, or related domains.

Industry Preference: NBFCs, Banks, FinTech, or Agri-Finance.

Role Overview:

The Head of Credit will be responsible for leading the credit risk function, designing credit policies, managing underwriting, and ensuring a robust risk assessment framework.

The role requires a deep understanding of secured and unsecured lending, risk modeling, portfolio management, and regulatory compliance.

Key Responsibilities:

Credit Policy & Risk Management:

- Define and implement credit risk frameworks, policies, and underwriting standards.

- Develop risk models to assess borrower profiles and optimize approval rates.

- Monitor portfolio health, identifying early warning signals and mitigating risks.

Underwriting & Approval Process:

- Oversee credit appraisal and underwriting for retail and corporate lending.

- Set up approval matrices and ensure compliance with internal and regulatory guidelines.

- Guide the team in complex credit decisions and deal structuring.

Portfolio & Collections Management:

- Ensure continuous monitoring of loan performance and NPA control.

- Work closely with collections teams to optimize recovery strategies.

- Implement early warning systems to track delinquencies.

Regulatory & Compliance Oversight:

- Ensure adherence to RBI norms, NBFC guidelines, and statutory regulations.

- Collaborate with legal and compliance teams for policy alignment.

- Maintain accurate reporting and MIS for audits and board reviews.

Stakeholder & Team Leadership:

- Lead and mentor a team of credit analysts and risk professionals.

- Work cross-functionally with business, operations, legal, and tech teams to optimize credit processes.

- Engage with external stakeholders (banks, rating agencies, regulators) as needed.

💡 Quick Summary

Seeking a career-building opportunity? The Arya - Head - Credit position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

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Job Details

Company Name: nivesh.chaudhary

Frequently Asked Questions

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The expected salary for Arya - Head - Credit in New Delhi is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Arya - Head - Credit is an on-site position based in New Delhi. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Arya - Head - Credit. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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