Job Description
Business Developer (BD) : The candidate is expected to board New to Bank SME Assets to grow the Assets Balance Sheet of Citibusiness (Target market of INR 10 Cr to INR 125 Cr of sales turnover with loan amount from INR 50 Lakhs to INR 1+.2 Crores).
Key responsibilities for BD include :
Use all available leads through tele calling, other existing customer databases, and leads generated by self
The candidate should have 2-3 years' work experience and must be a MBA / CA by qualification.
Thorough knowledge of financial statements, financial ratio analysis, credit underwriting skills is imperative for this role.
Good understanding of working capital products like Export Financing, Letter of Credit, Bank Guarantee facilities.
Understand customer working capital and term loan requirement needs, explore and educate customer on financial needs arising at various life stages
Address how Citibank products and services can meet the short term and long term needs of the customer
Influence the customer to initiate the relationship which helps in supporting the immediate and long term needs
Ensure that KYC / AML and other compliance norms are strictly adhered to Complete all mandatory certifications within +0 days of joining the bank and continuously keep self-updated on changes in products, processes and compliance / regulatory norms
Provide complete and comprehensive information on products, services, charges etc. proactively to the customer and ensure best services are provided to them
Keep immediate supervisor informed about key market / customer information and proactively escalate potential issues / concerns.
Citibusiness Lending Specialist (CLS) - Citibusiness Assets is a critical role in Citibusiness, and the candidate is required to provide coverage for the existing Citibusiness Assets relationships, to grow the Balance Sheet, as well as generate overall Citibusiness revenues across Net Interest Margins, CA, Forex and Trade.
The CLS will be managing clients with exposures upto USD 3 MM and work closely with branch RM / CBC to grow Citi's share of revenues from these clients.
Key responsibilities for CLS include :
Managing the Citibusiness (Assets) portfolio by retaining, enhancing and deepening relationships using the entire Citibusiness product suite
Managing exposures across a variety of industries / segments including Auto ancillaries, Chemicals, Garments, Publishing, ITES, Retail, Media, Consumer Durables, FMCG. etc.
Proactively identify opportunities to structure innovative solutions and cross-sell
Key responsibilities for BD include :
Use all available leads through tele calling, other existing customer databases, and leads generated by self
The candidate should have 2-3 years' work experience and must be a MBA / CA by qualification.
Thorough knowledge of financial statements, financial ratio analysis, credit underwriting skills is imperative for this role.
Good understanding of working capital products like Export Financing, Letter of Credit, Bank Guarantee facilities.
Understand customer working capital and term loan requirement needs, explore and educate customer on financial needs arising at various life stages
Address how Citibank products and services can meet the short term and long term needs of the customer
Influence the customer to initiate the relationship which helps in supporting the immediate and long term needs
Ensure that KYC / AML and other compliance norms are strictly adhered to Complete all mandatory certifications within +0 days of joining the bank and continuously keep self-updated on changes in products, processes and compliance / regulatory norms
Provide complete and comprehensive information on products, services, charges etc. proactively to the customer and ensure best services are provided to them
Keep immediate supervisor informed about key market / customer information and proactively escalate potential issues / concerns.
Citibusiness Lending Specialist (CLS) - Citibusiness Assets is a critical role in Citibusiness, and the candidate is required to provide coverage for the existing Citibusiness Assets relationships, to grow the Balance Sheet, as well as generate overall Citibusiness revenues across Net Interest Margins, CA, Forex and Trade.
The CLS will be managing clients with exposures upto USD 3 MM and work closely with branch RM / CBC to grow Citi's share of revenues from these clients.
Key responsibilities for CLS include :
Managing the Citibusiness (Assets) portfolio by retaining, enhancing and deepening relationships using the entire Citibusiness product suite
Managing exposures across a variety of industries / segments including Auto ancillaries, Chemicals, Garments, Publishing, ITES, Retail, Media, Consumer Durables, FMCG. etc.
Proactively identify opportunities to structure innovative solutions and cross-sell
💡 Quick Summary
Seeking a career-building opportunity? The Asset Business Developer | Citibusiness Lending Specialist position is now open for candidates interested in the Bank Jobs sector. This role in Chennai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.