Job Description
Business Developer (BD): The candidate is expected to board New to Bank SME Assets to grow the Assets Balance Sheet of Citibusiness (Target market of INR 10 Cr to INR 125 Cr of sales turnover with loan amount from INR 50 Lakhs to INR 1+.2 Crores).Key responsibilities for BD include:Use all available leads through tele calling, other existing customer databases, and leads generated by selfThe candidate should have 2-3 years work experience and must be a MBA /CA by qualification.Thorough knowledge of financial statements, financial ratio analysis, credit underwriting skills is imperative for this role.Good understanding of working capital products like Export Financing, Letter of Credit, Bank Guarantee facilities.Understand customer working capital and term loan requirement needs, explore and educate customer on financial needs arising at various life stagesAddress how Citibank products and services can meet the short term and long term needs of the customerInfluence the customer to initiate the relationship which helps in supporting the immediate and long term needsEnsure that KYC/AML and other compliance norms are strictly adhered to Complete all mandatory certifications within +0 days of joining the bank and continuously keep self-updated on changes in products, processes and compliance/regulatory normsProvide complete and comprehensive information on products, services, charges etc. proactively to the customer and ensure best services are provided to themKeep immediate supervisor informed about key market/customer information and proactively escalate potential issues/concerns.Citibusiness Lending Specialist (CLS) - Citibusiness Assets is a critical role in Citibusiness, and the candidate is required to provide coverage for the existing Citibusiness Assets relationships, to grow the Balance Sheet, as well as generate overall Citibusiness revenues across Net Interest Margins, CA, Forex and Trade. The CLS will be managing clients with exposures upto USD 3 MM and work closely with branch RM/CBC to grow Citis share of revenues from these clients.Key responsibilities for CLS include:Managing the Citibusiness (Assets) portfolio by retaining, enhancing and deepening relationships using the entire Citibusiness product suiteManaging exposures across a variety of industries/segments including Auto ancillaries, Chemicals, Garments, Publishing, ITES, Retail, Media, Consumer Durables, FMCG. etc.Proactively identify opportunities to structure innovative solutions and cross-sell the full range of products, tailored to customer needs and requirements, increasing share of walletDriving Penetration/utilization and improving
💡 Quick Summary
Seeking a career-building opportunity? The Asset Business Developer Citibusiness Lending Specialist position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
