Job Description
We are looking for a Assistant Credit Manager to oversee our company's lending process, from evaluating clients creditworthiness to approving or rejecting loan requests.
Assistant Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
Responsibilities
• Research and evaluate clients creditworthiness
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor payments
• Maintain records of loan applications
• Follow up with clients to manage debt settlements and loan renewals
• Ensure all lending procedures comply with regulations
• Develop, review and update our company's credit policies
Requirements And Skills
• Proven work experience as a Credit Manager, credit analyst or similar role
• Hands-on experience with accounting software
• Solid understanding of lending procedures
• Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
• Negotiation skills
• BSc in Accounting, Economics, Banking and Finance or relevant field
This job is provided by Shine.com
Assistant Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
Responsibilities
• Research and evaluate clients creditworthiness
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor payments
• Maintain records of loan applications
• Follow up with clients to manage debt settlements and loan renewals
• Ensure all lending procedures comply with regulations
• Develop, review and update our company's credit policies
Requirements And Skills
• Proven work experience as a Credit Manager, credit analyst or similar role
• Hands-on experience with accounting software
• Solid understanding of lending procedures
• Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
• Negotiation skills
• BSc in Accounting, Economics, Banking and Finance or relevant field
This job is provided by Shine.com
💡 Quick Summary
Seeking a career-building opportunity? The Assistant Credit Manager position is now open for candidates interested in the Fresher Jobs sector. This role in Jaipur offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Fresher Jobs is a plus.