Job Description
If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions
The Opportunity:
Wholesale Portfolio Management (WPM) is a part of Global Banking & Markets (GBM) and is responsible for the active portfolio management for both GBM & CMB globally. Portfolio Management Analytics (PM Analytics) within WPM is responsible for the Portfolio Analysis to deliver actionable insights on the global Wholesale Portfolio. Portfolio Analysis involves analysing the existing portfolio data, trends, early warning tools, etc. in order to provide actionable portfolio risk/profitability insights to the senior management. PM Analytics is also responsible for owning/enhancing and maintenance of the methodology and pricing application used at origination. The Pricing application aids decision-making, resulting in more informed conclusions being drawn regarding the risk, return, profitability and viability of proposed transactions. In terms of active portfolio management, portfolio monitoring involves analysing booked portfolio data and devising strategies to manage the loan book and service loans and consider preventive strategies using CDS and CLO modelling.
What you’ll do:
The incumbent will be required to work extensively in an integrated team environment to work on portfolio MI and reporting, exploratory data analysis, data anomaly identification and remediation
Support deep dive analysis on the credit and lending portfolio of HSBC like identification of low return clients and analysis of concentration risks, Economic Capital, Credit Risk and RWA consumptions
Proficiency in working with huge volumes of data and data visualization techniques
Ability to build data visualization dashboards using Tableau or any other equivalent software
Develop and build an understanding of the Basel norms around the key metrics for credit such as Expected Loss, Risk Weighted Assets (RWAs), Exposure at Default, Probability of Default, Credit Risk Rating and Loss Given Default
Analyze the credit risk composition and the drivers of credit risk & profitability metrics of the global wholesale credit & lending portfolio
Help associates in developing an in-depth expertise in the assigned sector, industry, region, country and client relationships within the portfolio
Work independently; lead execution on straightforward situations; effectively deploy internal and external resources
Share information, knowledge and ideas with the team.
Understand and ensure compliance with all relevant internal and external rules, regulations and procedures that
💡 Quick Summary
Seeking a career-building opportunity? The Associate position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.