Job Description
Associate Director, Product Manager,WM-()
Job
:Retail Banking
Primary Location
:Asia-India-Mumbai
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:10/Apr/2026, 1:17:55 AM
Unposting Date
:Ongoing
Roles and Responsibility
Strategy & Product
• Responsible for driving the overall business performance
• Maximize returns on FM products
• Product innovation
• Improve processes efficiency and service quality through product intervention
Financial
• Work with Treasury Sales and Segment teams to deliver the agreed Retail sales budget
Digital & Analytics
• Digital products- introduce new products keeping in mind the client needs, regulatory & bank framework and competition in mind
• Digitisation of processes to improve customer experience, processing efficiency
• Increase e-commerce penetration using various digital interventions
• Work on analytics data, sales campaign driven on analytics data to drive sales
• Drive marketing program to influence client behaviour
Regulatory
• Ensure global and local compliance guidelines are followed
• Develop and implement Risk Management Strategies spanning Retail treasury product
• Maintain focus on strong control, governance and conduct environment
Others
• Support local and group management on any project, initiative, day to day controls, etc., as may be decided from time to time
• Work closely on the sales team scorecard to ensure higher productivity/ revenue generation
• Raise market awareness of SCB Treasury capabilities and products, through arranging presentations and seminars, and taking advantage of opportunities to enhance the profile of SCB in the market.
• Establish and maintain a network for co-operation with other SC Treasury and non-Treasury businesses, to support the creation of solutions to customer needs that span national and product boundaries, and regulatory environments.
• Counsel and guide colleagues to improve performance, in particular new members of the team.
• Ensure the anti-money laundering /Know Your Customer guidelines are adhered to.
Key Stakeholders
Internal:
• Dealing Team
• Treasury Sales Team
• Segment Team – Resident, NR frontline staff
• Operations
• Legal & Compliance
• Marketing
• Analytics
• Segment Head, CMPS Head, WM Head
Our Ideal Candidate
• MBA/CA
• At least 5-10 years of relevant experience in FX Business
• Any other relevant certification will add value
Role Specific Technical Competencies
• Business – Market Knowledge
• Business – Products and Processes
• Business – Sector Specific Knowledge for FX Business
• English
• Local Language
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website
Job
:Retail Banking
Primary Location
:Asia-India-Mumbai
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:10/Apr/2026, 1:17:55 AM
Unposting Date
:Ongoing
Roles and Responsibility
Strategy & Product
• Responsible for driving the overall business performance
• Maximize returns on FM products
• Product innovation
• Improve processes efficiency and service quality through product intervention
Financial
• Work with Treasury Sales and Segment teams to deliver the agreed Retail sales budget
Digital & Analytics
• Digital products- introduce new products keeping in mind the client needs, regulatory & bank framework and competition in mind
• Digitisation of processes to improve customer experience, processing efficiency
• Increase e-commerce penetration using various digital interventions
• Work on analytics data, sales campaign driven on analytics data to drive sales
• Drive marketing program to influence client behaviour
Regulatory
• Ensure global and local compliance guidelines are followed
• Develop and implement Risk Management Strategies spanning Retail treasury product
• Maintain focus on strong control, governance and conduct environment
Others
• Support local and group management on any project, initiative, day to day controls, etc., as may be decided from time to time
• Work closely on the sales team scorecard to ensure higher productivity/ revenue generation
• Raise market awareness of SCB Treasury capabilities and products, through arranging presentations and seminars, and taking advantage of opportunities to enhance the profile of SCB in the market.
• Establish and maintain a network for co-operation with other SC Treasury and non-Treasury businesses, to support the creation of solutions to customer needs that span national and product boundaries, and regulatory environments.
• Counsel and guide colleagues to improve performance, in particular new members of the team.
• Ensure the anti-money laundering /Know Your Customer guidelines are adhered to.
Key Stakeholders
Internal:
• Dealing Team
• Treasury Sales Team
• Segment Team – Resident, NR frontline staff
• Operations
• Legal & Compliance
• Marketing
• Analytics
• Segment Head, CMPS Head, WM Head
Our Ideal Candidate
• MBA/CA
• At least 5-10 years of relevant experience in FX Business
• Any other relevant certification will add value
Role Specific Technical Competencies
• Business – Market Knowledge
• Business – Products and Processes
• Business – Sector Specific Knowledge for FX Business
• English
• Local Language
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website
💡 Quick Summary
Seeking a career-building opportunity? The Associate Director| Product Manager|WM position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
