Associate

The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-1+), we're leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey. If so, one of our Resourcing colleagues will explain how our video-interviewing technology will be used throughout the recruitment process and will be on hand to answer any questions you might have.

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If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC Global Banking and Markets is an emerging markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.

Banking: Our sector-focused Banking relationship managers provide a single coverage point for multi-national clients. With our global capabilities and footprint, vast expertise and local knowledge, our Banking teams connect clients to the products and services that meet their global financial needs.

We are currently seeking an Associate to support the Relationship Management team part of the Global Banking division in Mumbai

Principal Responsibilities

·To support the RM in developing and managing the client relationships. For strong existing relationships this includes maintenance and penetration, for relatively newer relationship this includes support in business development efforts

·To provide back-up to the frontline RMs in their absence such that all client facing activities can be managed

·To provide support to clients for day-to-day transaction management over and above what is in the purview of GLCM, GTRF teams

·To work with the RMs and product teams towards formulating and delivering client strategy. Working with RRM / GRB teams and assist the RMs to ensure that local business strategy is aligned to global strategies on respective clients

·To work with RM and CAU teams to present cases to portfolio management for CAC / sub-CAC approvals and if need be run with this independently in case of RM's absence

·To work with RM to prepare and present cases which need ASP or Global CBRRCSC approvals

·To work with CAU team and RMs to ensure that credit requirements of clients are promptly met (subject to risk approvals and related framework)

·To monitor related MISes and ensure that the portfolio remains disciplined and clients compliant in matters of documentation, covenant compliance, other credit exceptions, daily excess management and sanctions compliance.

·To work with Credit Services in ensuring timely issuance, execution and perfection of client documentation

·To work with FCC, LGA and if need be product teams to manage client negotiation on all credit related documentation

·To ensure that the clients and our interactions with them are in compliance with the existing regulatory guidelines. To support product / process / system rollouts related to any regulatory changes introduced by the regulators from time to time

·To Build the Global Banking franchise value and reputation by ensuring that all responsibilties are executed flawlessly and HSBC promise delivered to the client in a timely, professional and cost efficient manner
Requirements

Education background in Finance preferred. A post graduate degree / diploma is a pre-requisite

A 4-5 year work experience in credit risk / client facing role preferred.

Requirements

·Self driven individual with ability to multi-task and manage time exceedingly well

·High levels of integrity in client dealing

·Robust knowledge / strong inclination to learn – bank systems, processes, key local regulations, product offering of HSBC, documentation

·Primary understanding of credit risk

·Good communication andnetworking skills

·Good Analytical and reasoning skills