Job Description
Job Purpose
·To ensure timely and accurate submission of Regulatory Reporting
·Cultivate & maintain a consistent consumer credit culture in the Bank to ensure compliance with regulatory and internal standards
Key Accountabilities
• Ensure accurate and timely submission of all Regulatory Reporting detailed below but not limited to:
a) Reporting of performance of our borrower loans to the 4 Bureaus
b) Proactively manage a robust customer escalation, dispute management process
c) Reporting of performance of our borrower loans to NeSL
• Ensure controls and processes are streamlined for all Regulatory reporting activities
• Ensure accurate and timely reporting to NHB Regulator for our Housing loans
• Credit risk reporting to all the Internal & External stakeholders i.e Finance, Compliance, Region etc,
• Engage proactively with key stakeholders from Business, Reporting teams, Credit Policy, Technology, Operations etc.
• Support UAT of all system led changes
Job Duties responsibilities
· Preparation of bureau reporting files for submission to all 4 bureaus.
· Conduct controls, hygiene checks to ensure accurate reporting
· Conduct monthly Quality Control checks to ensure accurate and timely reporting
· Publish regular dashboards of regulatory reporting items ( customer disputes solved and ageing of the items).
· Perform regular and ad-hoc risk reporting to consumer credit management/ line of business stakeholders and MIS preparation for regulatory reporting.
· Run and produce MIS for reporting on risk exposures and metrics to enable informed and strategic decision-making.
· Identify opportunities/ gaps to improve data quality and existing reporting processes
· Provide UAT support for any data migration or MIS platform enhancement to ensure successful implementation.
Experience (Indicate nature and extent of work experience including number of years required, if applicable.)
· At least 10-15 years of experience in financial sector towards Retail Credit risk MIS & Reporting.
Education / Preferred Qualifications
· Degree holder, preferably in risk management/ quantitative discipline
· Knowledge of strong command in Microsoft Office (Word, Excel, Powerpoint & Access).
· Good understanding and knowledge of credit cycle management (acquisition, collection & portfolio management) in a consumer credit environment preferred
·To ensure timely and accurate submission of Regulatory Reporting
·Cultivate & maintain a consistent consumer credit culture in the Bank to ensure compliance with regulatory and internal standards
Key Accountabilities
• Ensure accurate and timely submission of all Regulatory Reporting detailed below but not limited to:
a) Reporting of performance of our borrower loans to the 4 Bureaus
b) Proactively manage a robust customer escalation, dispute management process
c) Reporting of performance of our borrower loans to NeSL
• Ensure controls and processes are streamlined for all Regulatory reporting activities
• Ensure accurate and timely reporting to NHB Regulator for our Housing loans
• Credit risk reporting to all the Internal & External stakeholders i.e Finance, Compliance, Region etc,
• Engage proactively with key stakeholders from Business, Reporting teams, Credit Policy, Technology, Operations etc.
• Support UAT of all system led changes
Job Duties responsibilities
· Preparation of bureau reporting files for submission to all 4 bureaus.
· Conduct controls, hygiene checks to ensure accurate reporting
· Conduct monthly Quality Control checks to ensure accurate and timely reporting
· Publish regular dashboards of regulatory reporting items ( customer disputes solved and ageing of the items).
· Perform regular and ad-hoc risk reporting to consumer credit management/ line of business stakeholders and MIS preparation for regulatory reporting.
· Run and produce MIS for reporting on risk exposures and metrics to enable informed and strategic decision-making.
· Identify opportunities/ gaps to improve data quality and existing reporting processes
· Provide UAT support for any data migration or MIS platform enhancement to ensure successful implementation.
Experience (Indicate nature and extent of work experience including number of years required, if applicable.)
· At least 10-15 years of experience in financial sector towards Retail Credit risk MIS & Reporting.
Education / Preferred Qualifications
· Degree holder, preferably in risk management/ quantitative discipline
· Knowledge of strong command in Microsoft Office (Word, Excel, Powerpoint & Access).
· Good understanding and knowledge of credit cycle management (acquisition, collection & portfolio management) in a consumer credit environment preferred
💡 Quick Summary
Seeking a career-building opportunity? The AVP | Credit Risk | Reporting position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.