Job Description
Some Careers grow faster than others.
If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.
HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.
We are currently seeking an experienced professional to join our team in the role of AVP, Wholesale Credit, Hyderabad.
What you’ll do:
The role holder will report into the VP & Team Lead, HBCA Approvals and will have the following broad responsibilities: -
Analyse new / existing counterparties in the Commercial Banking Segment of HBCA and approve / recommend a lending position within appropriate delegated credit authority.
Work independently on credit proposals to reach a solution in close and constructive collaboration with colleagues within WCRM CoE, WCRM HBCA and HBCA Commercial Banking Relationship teams.
Participate in credit / risk meetings with Front Office / HBCA WCRM colleagues.
Closely monitor risk events and be able to timely escalate to management.
Prepare for audit, regulatory initiatives and internal projects pertaining to credit risk management.
Represent WCRM CoE in Shared Services and New Business initiatives where required.
Provide guidance and training to the new joiners who join offshore HBCA team from time to time.
Flexibility to travel, if required.
Requirements
What you will need to succeed in the role:
Academics – University degree in commerce/ economics/ management/ engineering. Preference will be given to the candidates holding MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB/ CFA etc.
Minimum 7+ years of relevant experience in handling Large / Mid Corporate / SME Credit in a reputed Bank/ Financial Institution.
Strong understanding of credit lending products and financial statement analysis.
Strong analytical and technical skills, with the ability to understand and consolidate diverse and intricate business information and identify and mitigate risk issues
Excellent communication with the capacity to lead discussion in credit approval forums, involving various senior stakeholders.
Customer centric mind-set.
Resilience to work under pressure to meet aggressive deadlines.
You’ll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, ****** orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc.,
If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.
HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.
We are currently seeking an experienced professional to join our team in the role of AVP, Wholesale Credit, Hyderabad.
What you’ll do:
The role holder will report into the VP & Team Lead, HBCA Approvals and will have the following broad responsibilities: -
Analyse new / existing counterparties in the Commercial Banking Segment of HBCA and approve / recommend a lending position within appropriate delegated credit authority.
Work independently on credit proposals to reach a solution in close and constructive collaboration with colleagues within WCRM CoE, WCRM HBCA and HBCA Commercial Banking Relationship teams.
Participate in credit / risk meetings with Front Office / HBCA WCRM colleagues.
Closely monitor risk events and be able to timely escalate to management.
Prepare for audit, regulatory initiatives and internal projects pertaining to credit risk management.
Represent WCRM CoE in Shared Services and New Business initiatives where required.
Provide guidance and training to the new joiners who join offshore HBCA team from time to time.
Flexibility to travel, if required.
Requirements
What you will need to succeed in the role:
Academics – University degree in commerce/ economics/ management/ engineering. Preference will be given to the candidates holding MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB/ CFA etc.
Minimum 7+ years of relevant experience in handling Large / Mid Corporate / SME Credit in a reputed Bank/ Financial Institution.
Strong understanding of credit lending products and financial statement analysis.
Strong analytical and technical skills, with the ability to understand and consolidate diverse and intricate business information and identify and mitigate risk issues
Excellent communication with the capacity to lead discussion in credit approval forums, involving various senior stakeholders.
Customer centric mind-set.
Resilience to work under pressure to meet aggressive deadlines.
You’ll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, ****** orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc.,
💡 Quick Summary
Seeking a career-building opportunity? The AVP | Wholesale Credit GSC|s position is now open for candidates interested in the Bank Jobs sector. This role in Hyderabad offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.