Job Description
We have the following requirement of our Hyderabad Branch.
1. Corporate RMs - 3
2. Retail RMs-5
3. Corporate Credit Analyst - 1
RM- CORPORATE- JD. Exp -5-10yrs CTC 18-25 Lacs
o ? Introduce Corporate Customers to the bank to avail the financial offerings such LCBD/ PCFC/OD.Secured + Unsecured- WCDL/TL Buyer?s Credit, OD Backed by SBLC etc.-and other products offered by the Bank. Target segment mainly on MID & Large Corporates.
o ? Handling existing customer base and retaining them for longer tenure.
o ? To increase the loan utilization value for per customer.
o ?To conduct an in-depth due diligence on the prospective borrower including verification of KYC, rating, peer analysis, SWOT analysis, Industry outlook etc.
o ? To keep updated with Market offerings , New Products of competitors for positioning the Bank?s offering to customers.
JD: Corporate Credit Analyst - Exp 5-8 yrs CTC- 15 LACS
Experience: 3~5 years in assessment of Large Corporates
Responsibilities:
? Initial scrutiny & assessment of customer requirements
? Conducting PD, site visit etc.,
? Collateral assessment including handling of Legal & Technical for collaterals
? Financial analysis -CMA Preparation and Internal Credit Rating of the Company
? Proposal underwriting & risk assessment
? Handling end to end operations of the proposals including Pre& Post sanction formalities
? Post sanction review of facilities as per RBI & Bank normsHandling Day-to-day operations of the corporate proposals including due date monitoring, renewal, amendments if any.
Retail RM JD - Experience 3-5 yrs CTC 4 to6 Lacs
? Sourcing Retail Loans ? Housing & Mortgage through DSA Empanelment or own sourcing.
? To conduct an in-depth due diligence on the prospective borrower including verification of KYC, physical verification of residence/ office etc.
? Achieve contributed value targets set for the branch.
? Asses Eligibility of loan Application, Prepare Top sheet and do login.
? Analyze potential problems in credit applications, ensure that risks are thoroughly assessed and ensure sufficient risk mitigates are in place while recommending for approval.
? Ensure adherence to policy guidelines of the Bank as well as Regulatory guidelines.
? Manage TAT?s on credit & processing.
? Minimize pre & post disbursement discrepancies.
? Coordination between all the Sales supports Departments
1. Corporate RMs - 3
2. Retail RMs-5
3. Corporate Credit Analyst - 1
RM- CORPORATE- JD. Exp -5-10yrs CTC 18-25 Lacs
o ? Introduce Corporate Customers to the bank to avail the financial offerings such LCBD/ PCFC/OD.Secured + Unsecured- WCDL/TL Buyer?s Credit, OD Backed by SBLC etc.-and other products offered by the Bank. Target segment mainly on MID & Large Corporates.
o ? Handling existing customer base and retaining them for longer tenure.
o ? To increase the loan utilization value for per customer.
o ?To conduct an in-depth due diligence on the prospective borrower including verification of KYC, rating, peer analysis, SWOT analysis, Industry outlook etc.
o ? To keep updated with Market offerings , New Products of competitors for positioning the Bank?s offering to customers.
JD: Corporate Credit Analyst - Exp 5-8 yrs CTC- 15 LACS
Experience: 3~5 years in assessment of Large Corporates
Responsibilities:
? Initial scrutiny & assessment of customer requirements
? Conducting PD, site visit etc.,
? Collateral assessment including handling of Legal & Technical for collaterals
? Financial analysis -CMA Preparation and Internal Credit Rating of the Company
? Proposal underwriting & risk assessment
? Handling end to end operations of the proposals including Pre& Post sanction formalities
? Post sanction review of facilities as per RBI & Bank normsHandling Day-to-day operations of the corporate proposals including due date monitoring, renewal, amendments if any.
Retail RM JD - Experience 3-5 yrs CTC 4 to6 Lacs
? Sourcing Retail Loans ? Housing & Mortgage through DSA Empanelment or own sourcing.
? To conduct an in-depth due diligence on the prospective borrower including verification of KYC, physical verification of residence/ office etc.
? Achieve contributed value targets set for the branch.
? Asses Eligibility of loan Application, Prepare Top sheet and do login.
? Analyze potential problems in credit applications, ensure that risks are thoroughly assessed and ensure sufficient risk mitigates are in place while recommending for approval.
? Ensure adherence to policy guidelines of the Bank as well as Regulatory guidelines.
? Manage TAT?s on credit & processing.
? Minimize pre & post disbursement discrepancies.
? Coordination between all the Sales supports Departments
💡 Quick Summary
Seeking a career-building opportunity? The Banking position is now open for candidates interested in the Bank Jobs sector. This role in Hyderabad offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
