Job Description
Job Description :
• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. . Verifying the promoter's track record & ascertaining their credit worthiness.
• Analysis of the financial statements of the prospective customer to identify the short term & long term . solvency & liquidity position .
To ensure Bounce Rate and Delinquency are within acceptable standards. . Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory. . Vendor Management. . To conduct customer meeting to evaluate credit proposal .
PDD Tracking and closure . Compliance to repayment instrument replenishment to ensure regular repayment of EMI Credit Decisions .
Take sound lending decisions based on available information & interactions with the applicants. . Manage credit quality and control delinquencies, frauds.
Monitoring Performance . Managing performance in terms of key drivers i.e. . Loses / Portfolio quality parameters . Cost of credit administration . Employee Productivity
• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. . Verifying the promoter's track record & ascertaining their credit worthiness.
• Analysis of the financial statements of the prospective customer to identify the short term & long term . solvency & liquidity position .
To ensure Bounce Rate and Delinquency are within acceptable standards. . Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory. . Vendor Management. . To conduct customer meeting to evaluate credit proposal .
PDD Tracking and closure . Compliance to repayment instrument replenishment to ensure regular repayment of EMI Credit Decisions .
Take sound lending decisions based on available information & interactions with the applicants. . Manage credit quality and control delinquencies, frauds.
Monitoring Performance . Managing performance in terms of key drivers i.e. . Loses / Portfolio quality parameters . Cost of credit administration . Employee Productivity
💡 Quick Summary
Seeking a career-building opportunity? The Branch Credit Manager position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
