Job Description
· Doing underwriting for cases processed by branch managers & discussing with higher authorities.
· Checking and appraising proposals, scrutinizing documents including Cibil analysis by proper KYC etc. before sanctioning with proper TAT
· Doing physical PD
· Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team.
· Portfolio Analysis & analysis of reasons of non-starter/defaulter cases.
Experience and knowledge:
· Having at least minimum 5 years’ experience from BFSI preferably for underwriting experience in Machinery/LAP/Business/CC-OD/Term Loans
· Should have knowledge about Financial & Cash Flow Analysis (preferably understanding of ratios & bank statement analysis), Banking, CIBIL reports, etc.
· Checking and appraising proposals, scrutinizing documents including Cibil analysis by proper KYC etc. before sanctioning with proper TAT
· Doing physical PD
· Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team.
· Portfolio Analysis & analysis of reasons of non-starter/defaulter cases.
Experience and knowledge:
· Having at least minimum 5 years’ experience from BFSI preferably for underwriting experience in Machinery/LAP/Business/CC-OD/Term Loans
· Should have knowledge about Financial & Cash Flow Analysis (preferably understanding of ratios & bank statement analysis), Banking, CIBIL reports, etc.
💡 Quick Summary
Seeking a career-building opportunity? The Branch Credit Manager position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
