Job Description
About Commercial Banking Group:The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etcAbout the Role:The Commercial Banking Centre Head, leads a team of Relationship Managers responsible for driving the commercial banking business for the centre. The Commercial Banking business focuses on working capital related facilities for clients – mainly letters of credit, guarantees, trade loans, etc. along with products such as Trade & Forex solutions & Cash Management Solutions Key Responsibilities Develop business relationships with Commercial Banking customers in the area to increase the top line, fee income and net interest income of the BankAchieve targets set for individual products like Working Capital (WC), Bank Guarantee (BG), LC (Letter of Credit), OD (Over Draft), DOD (Demand Overdraft), Trade Forex, TOD etc.Establish and strengthen relations with key customers to enhance credit relationships and generate sustained business.Identify and convert potential customers who can be sold tailored products to enhance product penetrationDeepen the existing relationships by cross selling liability and asset products to new and existing customersMaintain a healthy portfolio and monitor the delinquency rates of the portfolioEnsure optimal limit utilization by the clientsMonitor proposals that come up for renewal be a Part of sanctioning process including LCCInteract/ Liaise with various other departments to ensure smooth delivery of credit as well as other servicesEnsure audit related deliverables, both internal and external are met as per the prescribed normsEnsure compliance with due processes and guidelinesCreate a performance oriented environment leading to high employee motivation and productivityEnsure that all staffing requirements of the center are met and adequate training is given to the staff on the products of the bank, sales processes and various policies of the bank Qualifications:Optimal qualification for success on the job is: Graduation/Post-Graduation from a recognized institute Role Proficiencies:For successful execution of the job, the candidate should possess the following: Knowledge of credit, banking products and servicesAbility to manage complex client situationsGood communication (both verbal and written) and presentation skillAbility to handle pressure and meet deadlinesGood networking and relationship building skills
💡 Quick Summary
Seeking a career-building opportunity? The CBGCentre Head | Axis Bank position is now open for candidates interested in the Bank Jobs sector. This role in Kolkata offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
