CBG|Geography Credit Officer | MEG

💰 ₹18,000 - ₹28,800 (Est.) 📍 Noida ⏰ Part Time

Job Description

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Kotak Mahindra Bank Limited


Acquisition Manager-Business Banking-RL SALES-Sales
Kotak Mahindra Bank Limited • Noida, Uttar Pradesh • via Foundit.in
7 days ago
Full–time
Apply on Foundit.in
Apply on Adzuna
Apply on ZipRecruiter India
Job description
Acquisition Manager-RL SALES-SalesJOB DESCRIPTIONJob Role: . Enhancement of Deposit pool from Customers . Establishing standards and delivery of service . Sale of non-deposit products. Cross selling targets progressively . Sale of MF and Insurance products . Fee Income . Branch Administration . Regulatory Compliance . Manage productivity and overall morale of branch team members . Overall responsi...
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Axis Bank


CBG:Geography Credit Officer - MEG
Axis Bank • Noida, Uttar Pradesh • via Talent.com: Job Search
Full–time
Apply on Talent.com: Job Search
Apply on BeBee India Meet Opportunities
Job description
CBG : Geography Credit Officer - MEG
• 10 - 13 Years
• 1 Opening
• Noida

Role description

CBG : Geography Credit Officer - MEG

About Commercial Banking Coverage Group

The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 350 Crs.

by offering both credit and liability products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc

About the Role

Geography credit officer will be leading a team of Credit Analysts, ensuring quality of the portfolio and desired productivity of team members.

GCO will be a key resource well-versed in credit appraisal, RBI norms and internal policy & process.

This position will be reporting to Geography Sales Head.

Key Responsibilities

Ensuring the quality of credit appraisal notes prepared by self / credit analysts, ensuring accuracy of information / data and internal policy requirements.

Ensuring strict TAT for completing NTB and ETB proposals. Coordinating with underwriting team for query reply.

Ensuring timely review renewal of accounts and system updation of renewal due dates.

Ensuring timely completion / submission of credit ratings, updation of ratings / EWS / RFA / BFD s, submission of quarterly monitoring reports etc.

Ensuring timely closure of credit audit reports, RAR observations etc.

Monitoring conduct of the accounts and reviewing adherence to sanction covenants.

Training Credit Analysts on CAM preparation and internal process.

Enabling RMs / business to achieve budgeted growth / revenue by proactively ensuring TAT and quality of credit proposals.

To ensure adequate productivity levels for CAs and Self.

Suggest structuring to coverage team.

Qualifications

Optimal qualification for success on the job is :

Postgraduate in Business Management, CA or CS.

Experience : min three years. as credit analyst and team handling.

Role Proficiencies :

For successful execution of the job, a candidate should possess the following :

Knowledge

In-dept knowledge in corporate credit. Should be able to assess and structure the credit proposals independently. Well-versed in CMA preparation, working capital and term loan assessments.

Hands-on Knowledge in Finacle will be an added advantage.

Skills

Good communication and inter-personal skills.

Should be able to effectively lead a team of credit analysts.

Should be able to present the credit proposals to higher committees.

Abilities

Ability to work effectively across functions such as credit, CAMPU, WBO, audit etc.

Demonstrated ability to coach and mentor team members.

Ability to prioritize and make decisions in a fast-paced environment.

Ability to work as a part of team and contribute towards team goals.

About Axis

Incorporated in 1++4, Axis Bank is one of India s most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business.

Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.

The Bank has a young & engaged workforce of over 100,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.

Skills

Refer to the Job Description

💡 Quick Summary

Seeking a career-building opportunity? The CBG|Geography Credit Officer | MEG position is now open for candidates interested in the Bank Jobs sector. This role in Noida offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: Axis Bank

Frequently Asked Questions

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The expected salary for CBG|Geography Credit Officer | MEG in Noida is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, CBG|Geography Credit Officer | MEG is an on-site position based in Noida. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for CBG|Geography Credit Officer | MEG. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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