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CCB_Associate _Wholesale_Credit(Business Banking)
JPMorgan Chase & Co.
Bengaluru, Karnataka
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+ hours agoFull–time
Job Title: Associate - Wholesale Credit(Business Banking) - Bangalore
The Business Banking Risk team is focused on a range of risk types generated through the partnership with BB functional groups. One area of focus is Credit Risk, where decisions are rendered on incoming credit requests from small business customers. Credit requests are sourced through our Business Relationship Managers located in the markets they serve.
Credit Officer - The purpose of this position is to facilitate business loan portfolio growth and protect the bank from loss while maintaining acceptable asset quality. The officer Evaluates credit applications for recommendation.
Responsibilities
• Independently analyzes, or at times may work with more senior Credit Officer, to evaluate the risk of adding a particular transaction to the bank's loan portfolio.
• Identify additional information requirements needed to properly assess risks of the transaction
• Understand and assess the customer's business model and its viability in the long run
• Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business
• Considers alternative credit structures to mitigate risk where appropriate
• Recommend action to be taken on credit, identifies key risks and information requirements
• Ensure that credit facilities presented are properly graded
• Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements
• Usually works independently with limited direct supervision. Serves as a resource for less experienced Credit Officers.
JPMC 'How We do Business' Principles
JPMorgan Chase & Co. has earned a reputation as an institution that maintains high standards of transparency and accountability. Building and protecting that reputation requires commitment from everyone to make our firm the best it can be.
In Addition To Fulfilling The Skills And Qualifications Required For This Role, The Ideal Candidate Should Possess The Following Personality Traits
• Integrity
• Accountability
• Collaborative
• Respect
• Community Awareness
Qualifications
• 5-7 plus years' experience as a credit underwriter or similar position requiring business knowledge and credit judgment
• Post graduate or an advanced degree in business management, finance or accounting;
• Ability to formulate and articulate objective views based on professional analysis.
• Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues.
• Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills.
• Good organization skills and ability to work within time constraints in a highly regulated industry
• Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts
CCB_Associate _Wholesale_Credit(Business Banking)
JPMorgan Chase & Co.
Bengaluru, Karnataka
Apply
+ hours agoFull–time
Job Title: Associate - Wholesale Credit(Business Banking) - Bangalore
The Business Banking Risk team is focused on a range of risk types generated through the partnership with BB functional groups. One area of focus is Credit Risk, where decisions are rendered on incoming credit requests from small business customers. Credit requests are sourced through our Business Relationship Managers located in the markets they serve.
Credit Officer - The purpose of this position is to facilitate business loan portfolio growth and protect the bank from loss while maintaining acceptable asset quality. The officer Evaluates credit applications for recommendation.
Responsibilities
• Independently analyzes, or at times may work with more senior Credit Officer, to evaluate the risk of adding a particular transaction to the bank's loan portfolio.
• Identify additional information requirements needed to properly assess risks of the transaction
• Understand and assess the customer's business model and its viability in the long run
• Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business
• Considers alternative credit structures to mitigate risk where appropriate
• Recommend action to be taken on credit, identifies key risks and information requirements
• Ensure that credit facilities presented are properly graded
• Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements
• Usually works independently with limited direct supervision. Serves as a resource for less experienced Credit Officers.
JPMC 'How We do Business' Principles
JPMorgan Chase & Co. has earned a reputation as an institution that maintains high standards of transparency and accountability. Building and protecting that reputation requires commitment from everyone to make our firm the best it can be.
In Addition To Fulfilling The Skills And Qualifications Required For This Role, The Ideal Candidate Should Possess The Following Personality Traits
• Integrity
• Accountability
• Collaborative
• Respect
• Community Awareness
Qualifications
• 5-7 plus years' experience as a credit underwriter or similar position requiring business knowledge and credit judgment
• Post graduate or an advanced degree in business management, finance or accounting;
• Ability to formulate and articulate objective views based on professional analysis.
• Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues.
• Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills.
• Good organization skills and ability to work within time constraints in a highly regulated industry
• Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts
💡 Quick Summary
Seeking a career-building opportunity? The CCB|Associate |Wholesale|Credit|Business Banking position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
