Job Description
Position Overview
• The position is responsible for the overall risk management of the organization. Should be proactive, focusing not only on current risks but also on future exposures, guiding the organization to acceptable levels of risk and actions are needed to mitigate risks.
• The incumbent is required to have good exposure and deep understanding of the business and assist and help the organization in its strategic direction and growth initiatives. He should have excellent analytical skills and keen understanding of the process involved in the credit, legal and technical functions.
• Complete understanding of the technicalities and legalities of Secured Loan, Mortgages, and Loan against property, ability to define and design process to minimize associated risks would be desired.
Job Description
• To establish internal loan controls and written policies and procedures and thereby ensuring the quality of the loan portfolio.
• Monitor adherence to standard operating process for all key processes.
• Work effectively with business units to identify, analyze, and mitigate internal and external risks to support sustainable growth.
• Ensure strict compliance to the policies. Monitoring the implementation continuously and minimize deviations.
• Lead, manage and supervise a team of risk professionals responsible for the firm's market, credit and liquidity risk management;
Periodically review and reevaluate the adequacy and effectiveness of established policies and procedures.
Principal Accountabilities
• Identify the key risks, assess, and mitigate the risks by having risk plans.
• Develop well defined process for risk prioritization and develop risk mitigates and put in place.
• Communicate articulate the business risks to gain their consideration into all strategic decision making.
• Ensure that organization works on clear integrity and transparent in all respects.
• To ensure fraud prevention /detection and correction measures are taken throughout the organization.
• To do root cause analysis of any slippages /deviations and ensure corrective /preventive actions are immediately taken.
• Execute successfully strategies, resolve issues, and provide support on all risk related matters;
• Develop robust, world class risk strategies that contribute to effective governance.
• Excellent verbal and written communication skills.
• Excellent interpersonal and networking skills with a variety of personalities and positions.
• Ability to see bigger picture and contribute to any discussion beyond the specific remit of the role.
• Proactive and organized, with the ability to work autonomously, must be well organized; attention to detail; high level of accuracy.
• Ability to respond sensitively and appropriately to confidential issues and information.
• High level of accuracy, consistency and timely responses are essential.
Education & Experience
Qualified CA (mandatory)
• Ideally past experience within the required (Preferably NBFC /HFC/ Finance) sector.
• Proficiency in MS Office package (Excel, PPT, and Word).
• Can easily adapt to any software or any computerized environment. Excellent verbal and written communication skills.
• Excellent interpersonal and networking skills with a variety of personalities and positions.
• Ability to see bigger picture and contribute to any discussion beyond the specific remit of the role.
• Proactive and organized, with the ability to work autonomously, must be well organized; attention to detail; high level of accuracy.
• Ability to respond sensitively and appropriately to confidential issues and information.
• High level of accuracy, consistency and timely responses are essential.
Max CTC Upto 50 LPA.
(ref:iimjobs.com
• The position is responsible for the overall risk management of the organization. Should be proactive, focusing not only on current risks but also on future exposures, guiding the organization to acceptable levels of risk and actions are needed to mitigate risks.
• The incumbent is required to have good exposure and deep understanding of the business and assist and help the organization in its strategic direction and growth initiatives. He should have excellent analytical skills and keen understanding of the process involved in the credit, legal and technical functions.
• Complete understanding of the technicalities and legalities of Secured Loan, Mortgages, and Loan against property, ability to define and design process to minimize associated risks would be desired.
Job Description
• To establish internal loan controls and written policies and procedures and thereby ensuring the quality of the loan portfolio.
• Monitor adherence to standard operating process for all key processes.
• Work effectively with business units to identify, analyze, and mitigate internal and external risks to support sustainable growth.
• Ensure strict compliance to the policies. Monitoring the implementation continuously and minimize deviations.
• Lead, manage and supervise a team of risk professionals responsible for the firm's market, credit and liquidity risk management;
Periodically review and reevaluate the adequacy and effectiveness of established policies and procedures.
Principal Accountabilities
• Identify the key risks, assess, and mitigate the risks by having risk plans.
• Develop well defined process for risk prioritization and develop risk mitigates and put in place.
• Communicate articulate the business risks to gain their consideration into all strategic decision making.
• Ensure that organization works on clear integrity and transparent in all respects.
• To ensure fraud prevention /detection and correction measures are taken throughout the organization.
• To do root cause analysis of any slippages /deviations and ensure corrective /preventive actions are immediately taken.
• Execute successfully strategies, resolve issues, and provide support on all risk related matters;
• Develop robust, world class risk strategies that contribute to effective governance.
• Excellent verbal and written communication skills.
• Excellent interpersonal and networking skills with a variety of personalities and positions.
• Ability to see bigger picture and contribute to any discussion beyond the specific remit of the role.
• Proactive and organized, with the ability to work autonomously, must be well organized; attention to detail; high level of accuracy.
• Ability to respond sensitively and appropriately to confidential issues and information.
• High level of accuracy, consistency and timely responses are essential.
Education & Experience
Qualified CA (mandatory)
• Ideally past experience within the required (Preferably NBFC /HFC/ Finance) sector.
• Proficiency in MS Office package (Excel, PPT, and Word).
• Can easily adapt to any software or any computerized environment. Excellent verbal and written communication skills.
• Excellent interpersonal and networking skills with a variety of personalities and positions.
• Ability to see bigger picture and contribute to any discussion beyond the specific remit of the role.
• Proactive and organized, with the ability to work autonomously, must be well organized; attention to detail; high level of accuracy.
• Ability to respond sensitively and appropriately to confidential issues and information.
• High level of accuracy, consistency and timely responses are essential.
Max CTC Upto 50 LPA.
(ref:iimjobs.com
💡 Quick Summary
Seeking a career-building opportunity? The Chief Risk Officer | Housing Finance | CA position is now open for candidates interested in the MIS Executive sector. This role in Chennai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in MIS Executive is a plus.