Commercial Banker

Commercial Lending

• Develop individual relationships with all levels of current and prospect market community banks.

• Analyze and evaluate prospective borrowers' financial information, management quality, collateral, industry risk, and business viability. Analyze and evaluate correspondent bank's ongoing strength and stability, including capacity to fulfill any agency, administrative or fiduciary responsibilities.

• Participate and coordinate in the participation of commercial loans being sold.

• Work with the analyst team to underwrite qualified, commercial loan request according to Bank policy and risk standards.

• Evaluate loan pricing and structure relative to risk to maintain Bank standards.

Business Development

• Maintain expert level knowledge of Bank products and services in order to meet the needs of and answer questions posted by correspondent banks. This includes any Bank subsidiary products and services.

• Identify and refer additional opportunities for loan or fee-based business with correspondent banks.

Ideal candidates will possess a Bachelor degree in accounting, finance, business administration or other related field or an equivalent combination of education and experience sufficient to perform the position functions of the job, seven or more years of progressive experience in credit analysis, credit underwriting, portfolio management and commercial lending/relationship management. Attention to detail and accuracy are essential. Experience in commercial lending compliance is strongly preferred.