Commercial Banking Manager - Real Estate Finance

We have been awarded the “Most Loved Workplace”! At Metro Bank, people come first – our culture is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities.

What you will do:

As a Commercial Banking Manager in the Real Estate lending team at Metro Bank you will use your Commercial Real Estate lending experience to help grow the bank through new customer acquisition and by maintain an active portfolio of existing customers

Our Commercial Banking Manager are proactive external faces to the large commercial real estate market, working closely with our Commercial Banking Directors to build on Metro Bank’s brand reputation in this key marketplace - Real Estate lending as an Asset Class makes up an increasingly significant part of our Commercial Balance Sheet

Deliver on lending and other objectives, responding to external market challenges, regulatory requirements, and internal risk challenges

Manage, influence and build a network across the bank to ensure a One Team approach for customers and colleagues and to deliver required propositions and pricing requirements, risk policies and reporting set and managed within appetites

Manage workflow and performance of a team of Relationship Managers and Commercial Analyst, ensuring timely compliance of all credit and operational risk tasks

Manage aspects of risk, including Credit, Operational and Regulatory

Work closely with Commercial Relationship Managers and Commercial Analysts, leading by example to ensure a high performance, objectives driven and customer focused team

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.

What you will need:

You will have experience structuring and delivering commercial property lending deals across asset classes such as residential investment (BTL & HMOs portfolios), commercial property (including offices, retail, industrial, leisure, PBSA etc), and mixed-use portfolios (residential & commercial use).

You will have experience of regularly delivering transaction sizes between £5-£10m

Experienced in business development in commercial/corporate Real Estate lending, within a banking or similar financial services environment

Excellent credit origination and deal structuring skills, with a track record of lending to complex Real Estate Finance customers, including large residential and mixed residential sub asset classes

In-depth knowledge of commercial banking, property investment and development lending, with general wider commercial banking and product knowledge

Experienced in credit writing, financial analysis and report writing for customers with complex requirements

Ability to confidentially represent your team and the Bank on various Committees, Forums and other formal groups both internally and externally

Excellent communication and customer/client relationship management with the ethos of providing excellent customer service

Excellent negotiation skills with an ability to interact and influence senior/executive management, internally and externally

To understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders

Our promise to you…

We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!

We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!)

We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible