Job Description
About this role:
The Business Services team across locations provides processing and voice support and to enable a follow-the-sun delivery model for Wells Fargo that would help us service our customers faster. Business Services teams perform bank operation processes across divisions of WF Home Lending, Wholesale Ops, Wealth & Investment Management (WIM), PVSI & Community banking.
In this role, you will:
8- 14 years of experience in one or a combination of the following:
Service accounts of traditional asset-based lending, specialized senior secured financing,
Accounts receivable financing and purchase order financing to companies; manage team of analyst and senior analyst who complete spreading of financial statements in the application
Manage team of 10-20 members in commercial lending domain which includes processes around financial spreading, credit research, preparation of credit write ups, collateral valuation, credit limit recommendation, and assessment of security position etc. Perform quality checks of the work completed by junior team members across all the processes Manage dual responsibilities; 50% as an Individual contributor and 50% manage delivery Able to manage junior as well as senior team members and able to handle conflicts Manage and ensure smooth delivery of daily operations as per SLA Experience in performance and career management of the team members Process improvement and redesign - proactively identify, analyze and improve existing processes / process reengineering. Able to manage projects independently Responsible for managing transition of processes from on shore to offshore Facilitates communication to resolve problems and advance strategies. Connect with LOB partners on conference calls/understand updates etc. Lead or champion efforts to increase productivity and goal accomplishment. Act as a coach or mentor to facilitate learning from experience. Responsible for management reporting
Required Qualifications, US:
Chartered accountants/MBA Finance (mandatory) and Bachelor's Degree (Commerce mandatory), equivalent Most recent experience must include min 5 - 6 years of direct team leading experience in commercial lending domain which includes financial spreading and financial analysis teams Should have experience in spreading of Corporate’s Financial Statements in client application Should have an experience in assessing credit worthiness of the corporate borrowers based on qualitative and quantitative factors Strong knowledge on GAAP Accounting / International Financial Reporting Standards Sound knowledge of ratio analysis, cash flow, and trend analysis Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower Understanding on Company’s management and equity sponsors strength & weaknesses. Sound understanding of Pro forma adjustments based on the projected financial information and spread accordingly in the tool Excellent report writing skills Excellent communication skills Strong analytic skill, Quick Learner & Attention to detail
Desired Qualifications:
Project management Stakeholders/Client management Able to multi-task to accomplish tasks effectively. Ability to work quickly & accurately while maintaining acceptable standards of workmanship Ability to recognize and escalate to management for any process breaches Highly motivated with strong organizational Flexibility to work in different shifts Ability to succeed in a team environment
The Business Services team across locations provides processing and voice support and to enable a follow-the-sun delivery model for Wells Fargo that would help us service our customers faster. Business Services teams perform bank operation processes across divisions of WF Home Lending, Wholesale Ops, Wealth & Investment Management (WIM), PVSI & Community banking.
In this role, you will:
8- 14 years of experience in one or a combination of the following:
Service accounts of traditional asset-based lending, specialized senior secured financing,
Accounts receivable financing and purchase order financing to companies; manage team of analyst and senior analyst who complete spreading of financial statements in the application
Manage team of 10-20 members in commercial lending domain which includes processes around financial spreading, credit research, preparation of credit write ups, collateral valuation, credit limit recommendation, and assessment of security position etc. Perform quality checks of the work completed by junior team members across all the processes Manage dual responsibilities; 50% as an Individual contributor and 50% manage delivery Able to manage junior as well as senior team members and able to handle conflicts Manage and ensure smooth delivery of daily operations as per SLA Experience in performance and career management of the team members Process improvement and redesign - proactively identify, analyze and improve existing processes / process reengineering. Able to manage projects independently Responsible for managing transition of processes from on shore to offshore Facilitates communication to resolve problems and advance strategies. Connect with LOB partners on conference calls/understand updates etc. Lead or champion efforts to increase productivity and goal accomplishment. Act as a coach or mentor to facilitate learning from experience. Responsible for management reporting
Required Qualifications, US:
Chartered accountants/MBA Finance (mandatory) and Bachelor's Degree (Commerce mandatory), equivalent Most recent experience must include min 5 - 6 years of direct team leading experience in commercial lending domain which includes financial spreading and financial analysis teams Should have experience in spreading of Corporate’s Financial Statements in client application Should have an experience in assessing credit worthiness of the corporate borrowers based on qualitative and quantitative factors Strong knowledge on GAAP Accounting / International Financial Reporting Standards Sound knowledge of ratio analysis, cash flow, and trend analysis Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower Understanding on Company’s management and equity sponsors strength & weaknesses. Sound understanding of Pro forma adjustments based on the projected financial information and spread accordingly in the tool Excellent report writing skills Excellent communication skills Strong analytic skill, Quick Learner & Attention to detail
Desired Qualifications:
Project management Stakeholders/Client management Able to multi-task to accomplish tasks effectively. Ability to work quickly & accurately while maintaining acceptable standards of workmanship Ability to recognize and escalate to management for any process breaches Highly motivated with strong organizational Flexibility to work in different shifts Ability to succeed in a team environment
💡 Quick Summary
Seeking a career-building opportunity? The Commercial Banking Portfolio Management Associate Manager position is now open for candidates interested in the Counter Sales Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Counter Sales Jobs is a plus.