Commercial Lending Director - Cashflow Lending, Birmingham
What you will do:
Grow the bank with the acquisition of new borrowing customers
Develop and deliver your business plan, responding to internal risk challenges, external market challenges, and regulatory requirements
Develop and maintain active and influential relationships with key market professionals and players, as Metro Bank’s external face to the Commercial market (customers & professionals) building our brand and reputation in this key marketplace
Manage all aspects of Risk, including Credit, Operational and Regulatory
Manage, influence and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues
Liaise with other internal stakeholders to deliver required propositions and pricing requirements, risk policies and reporting set and managed within appetites
Be a role model for the Regional Commercial Team and Metro Bank when dealing with customers, intermediaries and colleagues
And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.
What you will need:
Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
Proven track record of cashflow lending with specialist sector knowledge within commercial/debt advisory/banking environments
Excellent credit underwriting skills, with a track record of lending to SMEs
Track record in successfully building, maintaining and growing valuable commercial banking relationships
Excellent negotiation skills with an ability to interact and influence senior/executive management internally and externally
Experience as a Commercial Banking Director/Manager/ Business Developer or equivalent
Experience on lending to trading business across sectors such as hospitality, leisure, manufacturing, logistics, food production, professional services etc.
Our promise to you…
We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.