Job Description
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Minimum of three years of experience in commercial banking
Extensive knowledge of commercial lending policies and procedures
Extensive knowledge of lending services and related areas
Business development experience
Technical/Functional Competencies
Exceptional customer service skills
Good problem-solving and decision making skills
Demonstrates good judgment
Strong interpersonal skills and ability to work well with a wide range of people
Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication
Willingness to accept additional responsibilities
Dependable and adheres to time lines and schedules
Responsibilities
This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio
Acquisition, expansion and retention of commercial relationships using a proactive calling strategy
Cross-sell ancillary products and services of the bank
Analyzes credit history of applicants and determines loan repayment capabilities
Negotiates credit terms, such as costs, loan repayment methods and collateral specifications
Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates
Evaluates potential customer loan requests and makes loan recommendations to management
Daily review, approval, and disposition of commercial overdrafts
Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary
Provides assistance and recommends training for new commercial loan officers
Develops new customer prospects and business for First United
Represents the bank in the local community through active participation in community affairs
Additional Duties And Resonsibilities
Handles customer complaints and escalates issues as needed
Maintains cleanliness in and around work station
Recommends to supervisor possible methods to improve department
Completes all required compliance exams on a yearly basis
Adherence to all First United Policies and Procedures
Dresses professionally
Other duties as assigned by supervisor
Takes initiative in development and completion of projects
Job description
SUMMARY
This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio.
Major Duties And Responsibilities (essential Functions)
• Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
• Cross-sell ancillary products and services of the bank.
• Analyzes credit history of applicants and determines loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
• Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
• Evaluates potential customer loan requests and makes loan recommendations to management.
• Daily review, approval, and disposition of commercial overdrafts.
• Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
• Provides assistance and recommends training for new commercial loan officers.
• Develops new customer prospects and business for First United.
• Represents the bank in the local community through active participation in community affairs.
Additional Duties And Resonsibilities
• Handles customer complaints and escalates issues as needed.
• Maintains cleanliness in and around work station.
• Recommends to supervisor possible methods to improve department.
• Completes all required compliance exams on a yearly basis.
• Adherence to all First United Policies and Procedures.
• Dresses professionally.
• Other duties as assigned by supervisor.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education And Work Experience
• Bachelor’s degree in business, finance, or accounting preferred.
• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Extensive knowledge of lending services and related areas.
• Business development experience.
Technical/Functional Competencies
• Exceptional customer service skills.
• Good problem-solving and decision making skills.
• Demonstrates good judgment.
• Strong interpersonal skills and ability to work well with a wide range of people.
• Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.
• Willingness to accept additional responsibilities
• Dependable and adheres to time lines and schedules.
• Takes initiative in development and completion of projects.
NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
All Locations:
Moore
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Minimum of three years of experience in commercial banking
Extensive knowledge of commercial lending policies and procedures
Extensive knowledge of lending services and related areas
Business development experience
Technical/Functional Competencies
Exceptional customer service skills
Good problem-solving and decision making skills
Demonstrates good judgment
Strong interpersonal skills and ability to work well with a wide range of people
Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication
Willingness to accept additional responsibilities
Dependable and adheres to time lines and schedules
Responsibilities
This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio
Acquisition, expansion and retention of commercial relationships using a proactive calling strategy
Cross-sell ancillary products and services of the bank
Analyzes credit history of applicants and determines loan repayment capabilities
Negotiates credit terms, such as costs, loan repayment methods and collateral specifications
Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates
Evaluates potential customer loan requests and makes loan recommendations to management
Daily review, approval, and disposition of commercial overdrafts
Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary
Provides assistance and recommends training for new commercial loan officers
Develops new customer prospects and business for First United
Represents the bank in the local community through active participation in community affairs
Additional Duties And Resonsibilities
Handles customer complaints and escalates issues as needed
Maintains cleanliness in and around work station
Recommends to supervisor possible methods to improve department
Completes all required compliance exams on a yearly basis
Adherence to all First United Policies and Procedures
Dresses professionally
Other duties as assigned by supervisor
Takes initiative in development and completion of projects
Job description
SUMMARY
This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio.
Major Duties And Responsibilities (essential Functions)
• Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
• Cross-sell ancillary products and services of the bank.
• Analyzes credit history of applicants and determines loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
• Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
• Evaluates potential customer loan requests and makes loan recommendations to management.
• Daily review, approval, and disposition of commercial overdrafts.
• Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
• Provides assistance and recommends training for new commercial loan officers.
• Develops new customer prospects and business for First United.
• Represents the bank in the local community through active participation in community affairs.
Additional Duties And Resonsibilities
• Handles customer complaints and escalates issues as needed.
• Maintains cleanliness in and around work station.
• Recommends to supervisor possible methods to improve department.
• Completes all required compliance exams on a yearly basis.
• Adherence to all First United Policies and Procedures.
• Dresses professionally.
• Other duties as assigned by supervisor.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education And Work Experience
• Bachelor’s degree in business, finance, or accounting preferred.
• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Extensive knowledge of lending services and related areas.
• Business development experience.
Technical/Functional Competencies
• Exceptional customer service skills.
• Good problem-solving and decision making skills.
• Demonstrates good judgment.
• Strong interpersonal skills and ability to work well with a wide range of people.
• Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.
• Willingness to accept additional responsibilities
• Dependable and adheres to time lines and schedules.
• Takes initiative in development and completion of projects.
NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
All Locations:
Moore
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.
💡 Quick Summary
Seeking a career-building opportunity? The Community Loan Officer position is now open for candidates interested in the Bank Jobs sector. This role in Moore offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
