Copywriter

Qualifications
Bachelor's degree or equivalent practical experience
15+ years of credit card or other consumer finance program management experience, including product management, value proposition development, omni-channel marketing, and P&L management
Familiarity with retail loyalty programs and integration with external partners
8+ years of leadership experience
Experience working with and leading cross-functional teams
Ability to deal with ambiguity, solve complex problems, and navigate large, global organizations
Ability to work proficiently in highly technical settings, leveraging product management and development teams during negotiations and implementation
Strong oral and written communication skills
Experience in large-scale, mobile-first applications and services
Proven partnership success in financial services, financial technology, and payments industries
Familiarity with financial technical infrastructure (e.g. processors and card networks)
Ability to navigate international cultures and work across time zones and willingness to work with a remotely located development and design teams
Able to travel domestically or internationally, when required, to meet partners, development team, or other stakeholders
Responsibilities
The GM will work closely with product teams, marketing teams, business development teams, and current and future financial institution partners as well as with Fintech partners to create the journey of Samsung Electronics' Fintech business vision
This is both a partner relationship and a commercial role, reporting directly to the EVP, Head of NA Fintech Business
You will be responsible for driving the strategic direction of Consumer Credit Finance program initiatives, ensuring effective implementation with partner banks and internal resources
This role requires experience in building and growing a co-branded credit card portfolio, or other consumer finance products, including driving sales conversion, new account acquisition, customer engagement, loyalty metrics, and profit requirements established by the Fintech business leadership
Leadership and commercialization
Provide overall commercial leadership and execution of the consumer credit finance program and ensure that strategic initiatives are effectively implemented by leveraging issuing bank partnership and internal resources
Develop strategies to support customer acquisition through Samsung Wallet, Samsung.com, existing distribution partners, and explore the white space within new channels
Manage the relationship with the partner bank(s) to optimize key program elements such as regulatory compliance, technology development, marketing implementation, marketing channel development, customer offer strategies, existing customer marketing and retention, and overall strategic planning
Work with legal and sourcing to lead contractual negotiations with all payment partners and issuing bank
Manage the payments network provider relationship, bringing collaborative insights to marketing and loyalty and optimizing network provider resources that support overall loyalty and credit card program growth
Stay informed on the competitive landscape of consumer credit finance marketing, value proposition, customer offers, product and channel functionality and adjust strategies accordingly
Own the fiscal responsibility of the credit card portfolio, partnering with finance liaison to create and deliver budgets, projections, and key performance targets
Enhance program and processes to reduce costs, increase efficiency, and improve customer acquisition across all channels
Customer engagement and marketing
Work with Fintech Partnership and Product Managers to innovate new offers, value propositions, and technology features to drive adoption and usage of overall consumer credit finance program
Collaborate with partner bank(s), marketing and loyalty to develop communication tools, customer analytics, financial strategy, and marketing vehicles that support the growth of the consumer credit finance program and overall loyalty program
Be the champion of communicating and promoting the initiative throughout the Samsung Electronics
Job description
Title: Sr. Director, GM Consumer Credit Finance

Location: Ridgefield Park United States

remote type

Hybrid

locations

85 Challenger Rd., Ridgefield Park, NJ, USA

time type

Full time

Job Description:

Position Summary

Headquartered in Ridgefield Park, N.J., Samsung Electronics America, Inc. (SEA) is a leader in mobile technologies, consumer electronics, home appliances and enterprise solutions. The company pushes beyond the limits of today's technology to provide groundbreaking connected experiences across its large portfolio of products and services, including mobile devices, home appliances, home entertainment, 5G networks and digital displays. As an eleven-time winner of EPA's ENERGY STAR Partner of the Year Award for Sustained Excellence, SEA is dedicated to making a positive impact on the environment through its eco-conscious products, practices and operations.

People | Excellence | Change | Integrity | Co-prosperity

Role and Responsibilities

About the team

Samsung Fintech is a newly created team that brings together bold visionaries and industry experts to transform the future of finance by leveraging Samsung Electronics' innovative heritage, scale, and global reach. By combining Samsung's cutting-edge technology with a deep understanding of consumer needs, we aim to create seamless and secure financial solutions that simplify everyday financial tasks while making the payment experience as effortless as possible on all channels.

Role & Responsibilities

We are looking for a high potential candidate to join Samsung Electronics' NA Fintech Business team as a General Manager, Consumer Credit Finance program. The GM will work closely with product teams, marketing teams, business development teams, and current and future financial institution partners as well as with Fintech partners to create the journey of Samsung Electronics' Fintech business vision.

This is both a partner relationship and a commercial role, reporting directly to the EVP, Head of NA Fintech Business. You will be responsible for driving the strategic direction of Consumer Credit Finance program initiatives, ensuring effective implementation with partner banks and internal resources.

This role requires experience in building and growing a co-branded credit card portfolio, or other consumer finance products, including driving sales conversion, new account acquisition, customer engagement, loyalty metrics, and profit requirements established by the Fintech business leadership.

Leadership and commercialization

Provide overall commercial leadership and execution of the consumer credit finance program and ensure that strategic initiatives are effectively implemented by leveraging issuing bank partnership and internal resources
Develop strategies to support customer acquisition through Samsung Wallet, Samsung.com, existing distribution partners, and explore the white space within new channels
Manage the relationship with the partner bank(s) to optimize key program elements such as regulatory compliance, technology development, marketing implementation, marketing channel development, customer offer strategies, existing customer marketing and retention, and overall strategic planning
Work with legal and sourcing to lead contractual negotiations with all payment partners and issuing bank
Manage the payments network provider relationship, bringing collaborative insights to marketing and loyalty and optimizing network provider resources that support overall loyalty and credit card program growth
Stay informed on the competitive landscape of consumer credit finance marketing, value proposition, customer offers, product and channel functionality and adjust strategies accordingly
Own the fiscal responsibility of the credit card portfolio, partnering with finance liaison to create and deliver budgets, projections, and key performance targets
Enhance program and processes to reduce costs, increase efficiency, and improve customer acquisition across all channels.

Customer engagement and marketing

Work with Fintech Partnership and Product Managers to innovate new offers, value propositions, and technology features to drive adoption and usage of overall consumer credit finance program
Collaborate with partner bank(s), marketing and loyalty to develop communication tools, customer analytics, financial strategy, and marketing vehicles that support the growth of the consumer credit finance program and overall loyalty program
Be the champion of communicating and promoting the initiative throughout the Samsung Electronics

Skills and Qualifications

Minimum Qualifications

Bachelor's degree or equivalent practical experience
15+ years of credit card or other consumer finance program management experience, including product management, value proposition development, omni-channel marketing, and P&L management.
Familiarity with retail loyalty programs and integration with external partners
8+ years of leadership experience.
Experience working with and leading cross-functional teams
Ability to deal with ambiguity, solve complex problems, and navigate large, global organizations
Ability to work proficiently in highly technical settings, leveraging product management and development teams during negotiations and implementation
Strong oral and written communication skills

Preferred Qualifications:

MBA preferred
Experience in large-scale, mobile-first applications and services
Proven partnership success in financial services, financial technology, and payments industries
Familiarity with financial technical infrastructure (e.g. processors and card networks)
Ability to navigate international cultures and work across time zones and willingness to work with a remotely located development and design teams
Able to travel domestically or internationally, when required, to meet partners, development team, or other stakeholders.
Proficiency in Korean language is desirable, but not mandatory

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United States
New Jersey
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