Job Description
Credit Analyst
DBS Bank
Maharashtra
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20 hours agoFull–time
Description - External
Description - External
Job Title Credit Analyst
Department SME, India
Section/ Business Area IBG 4
Job Status Permanent/ Full Time
Job Purpose
The role of Credit Analyst is to provide support Relationship Management Team in terms of timely processing the case for sanction and disbursement, help in ensuring that housekeeping activities are in order, ensuring overall client servicing for Portfolio growth/ Cross-Sell, timely Renewals and help team to ensure maintaining a healthy portfolio
Key Accountabilities
• Timely completion and Processing of Credit Proposals to CCG
• To maintain close working relationship with Business Unit and other stakeholders (CCU, CCG, Audit) to ensure that IBG deliverables are met
• Supporting in timely completion of Housekeeping Activities for overall maintenance of healthy Portfolio and effective handling of Audit Queries
• Ensuring Customer retention and Portfolio growth through overall customer servicing and tracking of Complaints
• Generate Leads from Existing relationship
Job Duties & Responsibilities
• Ensuring Completion of Documentation as per Pre-Sanction Checklist
• Preparing spreads which are consistent, error-free and in line with classification parameters used in DBS
• Preparation of Credit Memo in a consistent, concise and lucid manner
• Providing concise and relevant financial analysis by clearly identifying risks
• Completion and Processing of Case through Credit Workflow (OSCA) to CCG
• Resolution of Queries in coordination with the client & CCU
• Assisting RM in completing Legal & Valuation reports
• Initiating Fraud Checks for the case
• Supporting for LO Issuance, execution of Disbursement Documentation and Limit Set Up
• Managing E-2-E TAT for sourcing to Activation
• Supporting in timely Housekeeping Activities (Timely submission of Stock statement, Call Report, QAR, Collateral Audit, etc.)
• Ensuring Timely Renewals of Cases in the Portfolio
• Ensure Supervision reviews are completed prior to due date and are error free
• Adhere to the risk management
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
