Job Description
K-People Europe is a London based recruitment consultancy and we’ve been recruiting top talents for our clients in UK & Europe since 2007.
Our client, a reputable international bank located in the heart of City of London, is looking for a Credit Analyst. The bank offers diverse financial services in the areas of corporate finance, trade finance, derivatives, securities investment and treasury.
[Main purpose of the job]
(1) Counterparty credit reviews
(2) Assessing credit risk
(3) Manage the administration of the credit function
(4) Supporting credit decision-making process
[Key Responsibilities]
(1) Prepare all applications, including spread sheeting if applicable, for new or increased credit limits for approval, or otherwise, by Credit Officer / General Manager / Credit Committee (as appropriate).
(2) Monitor daily all obligor and country exposures to ensure that they are within credit policy and approval limits.
(3) Manage the administration of the credit function.
(4) Prepare all recommended pre-approved credit limits for annual review by the Risk Committee.
(5) Keep under continuous review all pre-approved or other limits for appropriateness in the light of developments in the credit standing of all obligors.
(6) Keep under review the Credit Policies & Procedures for recommendations to the Credit Officer for updating or improvements.
(7) Manage the Credit Monitoring and Watch List processes.
(8) Review adequacy of loan loss provisions in light of current circumstances.
(+) Manage the account opening process, verifying the accuracy of the information to be used, checking the regulated status of financial institutions or the incorporated status of companies to ensure the suitability of the customer.
(10) Review and set industry limits, in conjunction with the Credit Officer, and regularly check compliance with those limits.
[Requirements]
(1) Minimum 3 years’ experience in Credit Analysis within UK financial industry
(2) Aviation and ship project finance experience preferred. With the ability to analyse and assess credit risks specific to these sectors.
(3) Strong understanding of financial analysis, Credit structuring, and risk assessment methodologies.
(4) Familiarity with credit policies, regulatory requirements, and industry best practices.
(5) Proficiency in using financial modelling tools and credit rating systems.
(6) Excellent analytical and problem – solving skills.
(7) Strong written and verbal communication abilities.
(8) Team management experience with ability to guide and support team members.
(+) High attention to details and accuracy in credit assessments and reporting.
(10) Ability to collaborate with internal stakeholders across different cultural and professional backgrounds.
(11) Any Korean language skill is an advantage but not essential
[Conditions]
(1) Location: City of London (Bank area)
(2) Working hours: 8:30am~4:30pm
(3) Annual leave: 23 working days in the first full calendar year and thereafter increased by one day per year into maximum of 28 working days (excluding 8 Bank/Public Holidays)
(4) Basic salary: 50~60K (depending on experience)
(5) Benefits: Pension Scheme, Life Assurance, Private Medical and Dental Insurance, Annual Health Check, Season Ticket Loan, Eye care Voucher, Annual Bonus Scheme
[Before you apply]
(1) The right candidate must be able to commute to City of London regularly
(2) Please send your CV in MS Word format
(3) The right candidate must be eligible to work full-time in UK immediately without any restriction. If you’re on any visa permitting full-time work in UK, please indicate your visa status in your CV and when it expires.
(4) ONLY right candidates will be contacted, and if your application is successful, we’ll contact you within 5 working days.
Our client, a reputable international bank located in the heart of City of London, is looking for a Credit Analyst. The bank offers diverse financial services in the areas of corporate finance, trade finance, derivatives, securities investment and treasury.
[Main purpose of the job]
(1) Counterparty credit reviews
(2) Assessing credit risk
(3) Manage the administration of the credit function
(4) Supporting credit decision-making process
[Key Responsibilities]
(1) Prepare all applications, including spread sheeting if applicable, for new or increased credit limits for approval, or otherwise, by Credit Officer / General Manager / Credit Committee (as appropriate).
(2) Monitor daily all obligor and country exposures to ensure that they are within credit policy and approval limits.
(3) Manage the administration of the credit function.
(4) Prepare all recommended pre-approved credit limits for annual review by the Risk Committee.
(5) Keep under continuous review all pre-approved or other limits for appropriateness in the light of developments in the credit standing of all obligors.
(6) Keep under review the Credit Policies & Procedures for recommendations to the Credit Officer for updating or improvements.
(7) Manage the Credit Monitoring and Watch List processes.
(8) Review adequacy of loan loss provisions in light of current circumstances.
(+) Manage the account opening process, verifying the accuracy of the information to be used, checking the regulated status of financial institutions or the incorporated status of companies to ensure the suitability of the customer.
(10) Review and set industry limits, in conjunction with the Credit Officer, and regularly check compliance with those limits.
[Requirements]
(1) Minimum 3 years’ experience in Credit Analysis within UK financial industry
(2) Aviation and ship project finance experience preferred. With the ability to analyse and assess credit risks specific to these sectors.
(3) Strong understanding of financial analysis, Credit structuring, and risk assessment methodologies.
(4) Familiarity with credit policies, regulatory requirements, and industry best practices.
(5) Proficiency in using financial modelling tools and credit rating systems.
(6) Excellent analytical and problem – solving skills.
(7) Strong written and verbal communication abilities.
(8) Team management experience with ability to guide and support team members.
(+) High attention to details and accuracy in credit assessments and reporting.
(10) Ability to collaborate with internal stakeholders across different cultural and professional backgrounds.
(11) Any Korean language skill is an advantage but not essential
[Conditions]
(1) Location: City of London (Bank area)
(2) Working hours: 8:30am~4:30pm
(3) Annual leave: 23 working days in the first full calendar year and thereafter increased by one day per year into maximum of 28 working days (excluding 8 Bank/Public Holidays)
(4) Basic salary: 50~60K (depending on experience)
(5) Benefits: Pension Scheme, Life Assurance, Private Medical and Dental Insurance, Annual Health Check, Season Ticket Loan, Eye care Voucher, Annual Bonus Scheme
[Before you apply]
(1) The right candidate must be able to commute to City of London regularly
(2) Please send your CV in MS Word format
(3) The right candidate must be eligible to work full-time in UK immediately without any restriction. If you’re on any visa permitting full-time work in UK, please indicate your visa status in your CV and when it expires.
(4) ONLY right candidates will be contacted, and if your application is successful, we’ll contact you within 5 working days.
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst - Banking position is now open for candidates interested in the Bank Jobs sector. This role in London offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
