Job Description
Conducting a thorough and comprehensive credit assessment of counterparty s credit profile, proposing internal corporate rating, assessment of sustainability & environment risk, fraud risk analysis, reputational risk and submitting the written recommendation for approvals to credit risk department. Also involves continuous monitoring of credit profile and OR.
Functional
Good conceptual knowledge on accounting fundamentals.
Good knowledge on financial and banking products.
Good understanding of rating methodologies
Bloomberg and Reuters functional knowledge.
Behavioural
Result Orientation
Client Focus
Contribution to Strategy
People Development
Change leadership
Cooperation
Team Leadership
Profile Required
Responsible for evaluating the financial performance of corporate clients by understanding and spreading financial statements in standard templates, analysing economic conditions and industry trends, comparing counterparty performance relative to peers, client strategy and management assessment, incisive financial statement analysis using financial ratios, templates and models, complete covenant compliance, financial projection, peer analysis, assessment of sustainability & environment risk, fraud risk analysis, reputational risk and providing a near term outlook and credit recommendation.
Responsible for the accuracy of internal risk ratings and inputting financial and economic data in rating system.
Working closely with onshore Analysts and credit officers in respective regions to evaluate risk and to monitor a client portfolio.
Responsible to research, write and present financial and industry analysis impacting credit decisions and submit the documents for approval.
Participate in process improvement initiative of the team.
Our Ideal Candidate
Master s degree in Business/Finance/Accounting and/or professional certifications such as:
CA/CFA/CPA or equivalent
International CFA or equivalent
MBA (Finance) from reputed (Tier 1 or Tier 2 institutes)
Relevant experience in credit analysis and credit support roles in the CCIB or Global Banking Sector (minimum of 2 years preferred for Credit Analyst roles)
Education certifications or qualifications are not mandatory if proven track record and sound knowledge gained by considerable experience in similar roles in other Banks or financial institutions or credit rating organisations
Knowledge of banking products, associated risks and relevant processes gained either in banking, treasury or accounting roles in in the financial sector
Ability to hold dialogues with clients and external stakeholders as well as internally across all levels.
Ability to deal with competing demands and multiple priorities within strict timelines.
Proven ability to operate across cultures and within a diverse workforce
Ability to working in dynamic environment with a robust transformation agenda
Excellent oral & written communication and presentation skills
Functional
Good conceptual knowledge on accounting fundamentals.
Good knowledge on financial and banking products.
Good understanding of rating methodologies
Bloomberg and Reuters functional knowledge.
Behavioural
Result Orientation
Client Focus
Contribution to Strategy
People Development
Change leadership
Cooperation
Team Leadership
Profile Required
Responsible for evaluating the financial performance of corporate clients by understanding and spreading financial statements in standard templates, analysing economic conditions and industry trends, comparing counterparty performance relative to peers, client strategy and management assessment, incisive financial statement analysis using financial ratios, templates and models, complete covenant compliance, financial projection, peer analysis, assessment of sustainability & environment risk, fraud risk analysis, reputational risk and providing a near term outlook and credit recommendation.
Responsible for the accuracy of internal risk ratings and inputting financial and economic data in rating system.
Working closely with onshore Analysts and credit officers in respective regions to evaluate risk and to monitor a client portfolio.
Responsible to research, write and present financial and industry analysis impacting credit decisions and submit the documents for approval.
Participate in process improvement initiative of the team.
Our Ideal Candidate
Master s degree in Business/Finance/Accounting and/or professional certifications such as:
CA/CFA/CPA or equivalent
International CFA or equivalent
MBA (Finance) from reputed (Tier 1 or Tier 2 institutes)
Relevant experience in credit analysis and credit support roles in the CCIB or Global Banking Sector (minimum of 2 years preferred for Credit Analyst roles)
Education certifications or qualifications are not mandatory if proven track record and sound knowledge gained by considerable experience in similar roles in other Banks or financial institutions or credit rating organisations
Knowledge of banking products, associated risks and relevant processes gained either in banking, treasury or accounting roles in in the financial sector
Ability to hold dialogues with clients and external stakeholders as well as internally across all levels.
Ability to deal with competing demands and multiple priorities within strict timelines.
Proven ability to operate across cultures and within a diverse workforce
Ability to working in dynamic environment with a robust transformation agenda
Excellent oral & written communication and presentation skills
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst| CCIB position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
