Credit Analyst - Credit Initiation

💰 ₹18,000 - ₹28,800 (Est.) 📍 New Delhi 🕐 8 days ago

Job Description

Axis Bank


Branch Operations Executive – Delhi
Axis Bank • New Delhi, Delhi • via LocoJob.com
3 hours ago
₹21K–₹34K a month
Full–time
Apply on LocoJob.com
Job description
We are looking for a motivated and detail-oriented Branch Operations Executive to join Axis Bank in Narela Delhi, Delhi. The ideal candidate will be responsible for managing branch operations, handling inventory, and ensuring smooth coordination with clients and delivery partners.

Job Title: Branch Operations Executive

Location: Narela Delhi, Delhi

Job Type: Full-time

Salary: ₹21,000 – ₹34,000...
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Standard Chartered


Credit Analyst - Credit Initiation
Standard Chartered • Delhi • via Indeed
16 hours ago
Full–time
Apply on Indeed
Job description
Job ID: 43206

Location: New Delhi, IN

Area of interest: Operations

Job type: Regular Employee

Work style: Office Working

Opening date: 11 Nov 2026

Job Summary

Strategy
• Work closely with the CI Analysts, Analyst Manager & Zonal Manager and drive the right outcomes for the Bank in line with Retail Clients startegy. Focus on maintaining TAT and portfolio quality.

Business
• Work with the business to optimize returns while remaining within Risk Appetite.

Processes
• Strengthen discipline in adherence to processes and standards and ensure country procedures aligned to Group standards. Fully engage in initiating and driving the programme of embedding a risk culture.

People & Talent
• Strongly reinforce lessons learnt from control failures and sub-optimal risk decisions. Strengthen the RRO organisation, address capability gapsDrive and continuously Employee . engagement. Lead from the front on values and conduct.

Risk Management
• Enhance the rigor of central portfolio oversight and improve the effectiveness of the reviews / meetings / forums to achieve precision in identifying key vulnerabilities and speed in mitigating emerging risks.

Governance
• Ensuring unit is always following OR guidelines. No surprise findings in GIA, Regulatory and Peer Reviews.

Key Responsibilities

Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Serve as a Director of the Board
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent)

Key stakeholders
• CI Team, CO Team, Business Teams, Policy Team, Product Team, Collection Team, Branch Team, CCU Team, Legal & Compliance Team, Bank empanelled external vendors.

Other Responsibilities
• Ensure smooth processing of BAU, Strong co-ordination between Analysts, CO, Business team and Analyst Manager. Quality portfolio building. Providing continuous feedback to Analyst Manager so as to improvise work of CI Analyst team.

Skills and Experience
• Familiar customer due diligence processes including FATCA and CRS adherence.
• Familiar with working capital financing cycle and products for operating entities.
• Familiar with basic working capital financing cycle and products for operating entities.

Qualifications

MBA or CA qualified with minimum Underwriting experience of 4 yrs.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

💡 Quick Summary

Seeking a career-building opportunity? The Credit Analyst - Credit Initiation position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: Standard Chartered

Frequently Asked Questions

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The expected salary for Credit Analyst - Credit Initiation in New Delhi is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Credit Analyst - Credit Initiation is an on-site position based in New Delhi. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Credit Analyst - Credit Initiation. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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