Job Description
Summary
This team is responsible for supporting Japanese corporate clients doing business in the Americas. You will be responsible for credit risk management and related administrative work. Work with and assist Account Officers to service the Bank’s corporate client base. Develop and analyze all types of credit information, complete documentation (including projections), prepare analysis and make appropriate recommendations. Assist in relationship management and promotion of non-credit business as required.
Responsibilities
General:
+ Financial statement analysis of borrowers and their parent companies;
+ Preparation of credit applications, including new applications, renewals, amendments and extensions;
+ Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;
+ Credit rating, both for borrowers and for each facility;
+ Credit monitoring including conducting covenant checks;
+ Asset quality assessment;
+ Relationship management and promotion of non-credit business with clients;
+ Information gathering related to clients’ business, industries and market competitors;
+ Correspondence with clients to answer various requests and inquiries;
+ Correspondence with other Mizuho offices to exchange information regarding Mizuho’s business strategy toward a specific client, business conditions of a parent company, etc.;
+ Maintenance and updating of credit files;
+ Preparation for regulatory examinations and internal/external audits; · Preparation of credit documents;
+ Preparation of documents related to both credit and non-credit business;
+ Arrangement of business meetings with clients, etc.;
+ Other duties as determined by Deputy General Manager and/or Account Officers
Policy / Compliance:
+ Obtain a basic understanding of the applicable rules and regulations that govern the Bank;
+ Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department;
+ Attend Annual Compliance Training presented by the Legal & Compliance Department;
+ Read and respond as necessary to all compliance-related materials received. Comply with the Bank’s Code of Conduct.
Requirements
+ Bachelor’s degree or higher in Finance, Accounting, Business, or Economics
+ Prior banking, rating agency or other financial institution experience is preferred
+ Effective verbal and written communication skills in both Japanese and English is required
+ Prior experience in financial statements / cash flow / credit analysis highly preferred · Good analytical, organizational and communication skills
+ Word, Excel, Access, and PowerPoint
+ Eligible to work in the US
The expected base salary ranges from $65,000 - $80,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
The expected base salary ranges from $65,000 - $80,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
#LI-Hybrid
Other requirements
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process .
Company Overview
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com.
Mizuho Americas offers a competitive total rewards package.
We are an EEO/AA Employer - M/F/Disability/Veteran.
We participate in the E-Verify program.
We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
#LI-MIZUHO
This team is responsible for supporting Japanese corporate clients doing business in the Americas. You will be responsible for credit risk management and related administrative work. Work with and assist Account Officers to service the Bank’s corporate client base. Develop and analyze all types of credit information, complete documentation (including projections), prepare analysis and make appropriate recommendations. Assist in relationship management and promotion of non-credit business as required.
Responsibilities
General:
+ Financial statement analysis of borrowers and their parent companies;
+ Preparation of credit applications, including new applications, renewals, amendments and extensions;
+ Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;
+ Credit rating, both for borrowers and for each facility;
+ Credit monitoring including conducting covenant checks;
+ Asset quality assessment;
+ Relationship management and promotion of non-credit business with clients;
+ Information gathering related to clients’ business, industries and market competitors;
+ Correspondence with clients to answer various requests and inquiries;
+ Correspondence with other Mizuho offices to exchange information regarding Mizuho’s business strategy toward a specific client, business conditions of a parent company, etc.;
+ Maintenance and updating of credit files;
+ Preparation for regulatory examinations and internal/external audits; · Preparation of credit documents;
+ Preparation of documents related to both credit and non-credit business;
+ Arrangement of business meetings with clients, etc.;
+ Other duties as determined by Deputy General Manager and/or Account Officers
Policy / Compliance:
+ Obtain a basic understanding of the applicable rules and regulations that govern the Bank;
+ Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department;
+ Attend Annual Compliance Training presented by the Legal & Compliance Department;
+ Read and respond as necessary to all compliance-related materials received. Comply with the Bank’s Code of Conduct.
Requirements
+ Bachelor’s degree or higher in Finance, Accounting, Business, or Economics
+ Prior banking, rating agency or other financial institution experience is preferred
+ Effective verbal and written communication skills in both Japanese and English is required
+ Prior experience in financial statements / cash flow / credit analysis highly preferred · Good analytical, organizational and communication skills
+ Word, Excel, Access, and PowerPoint
+ Eligible to work in the US
The expected base salary ranges from $65,000 - $80,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
The expected base salary ranges from $65,000 - $80,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
#LI-Hybrid
Other requirements
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process .
Company Overview
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com.
Mizuho Americas offers a competitive total rewards package.
We are an EEO/AA Employer - M/F/Disability/Veteran.
We participate in the E-Verify program.
We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
#LI-MIZUHO
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst, Japanese Corporates (bilingual Japanese-English) - Full-time position is now open for candidates interested in the Bank Jobs sector. This role in Chicago offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
