Job Description
Credit Analyst, Medium Enterprises, BB-()
Job
:Institutional Banking
Primary Location
:Asia-India-Chennai
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:10/Aug/2026, 1:20:25 PM
Unposting Date
:23/Aug/2026, 6:5+:00 PM Job Summary
• BCA writing and financial analysis
• Quarterly Bank statement analysis incl
that of other banks, wherever applicable.
• Counterparty names to be added in BCA for products like LC, PIF, SIFetc
• Monitor and ensure other timely submissions like QPR, UFCE, etc
• Ensure closure of CaRTs and NIL overdue CaRT
• Quarterly Performance Review
• OD churn analysis
• Recording of breaches in Covenants & other approval T&C during BCA renewal / Variance Analysis
• Tracking of Financial Data submission (Provisionals & Audited Balance Sheet) along with its variance
• NCLT Cases (both for & against our clients)
• Review Date Extensions - Ensure RDE below 3% and no BCA > 30 day
• Handling Audit related queries, if any (concurrent audit / GIA) etc.
Regulatory & Business Conduct
• Display exemplary conduct and live by the .
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank
This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the India/Medium Enterprises/Credit Analyst Team/South to achieve the outcomes set out in the Bank’s Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association
Key stakeholders
Relationship team, Credit team, Compliance, Audit
Other Responsibilities
Embed Here for good and Group’s brand and values in India/Medium Enterprises/Credit Analyst Team/South [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); Nil[List all responsibilities associated with the role]
Qualifications
Chartered Accountant / MBA
Job
:Institutional Banking
Primary Location
:Asia-India-Chennai
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:10/Aug/2026, 1:20:25 PM
Unposting Date
:23/Aug/2026, 6:5+:00 PM Job Summary
• BCA writing and financial analysis
• Quarterly Bank statement analysis incl
that of other banks, wherever applicable.
• Counterparty names to be added in BCA for products like LC, PIF, SIFetc
• Monitor and ensure other timely submissions like QPR, UFCE, etc
• Ensure closure of CaRTs and NIL overdue CaRT
• Quarterly Performance Review
• OD churn analysis
• Recording of breaches in Covenants & other approval T&C during BCA renewal / Variance Analysis
• Tracking of Financial Data submission (Provisionals & Audited Balance Sheet) along with its variance
• NCLT Cases (both for & against our clients)
• Review Date Extensions - Ensure RDE below 3% and no BCA > 30 day
• Handling Audit related queries, if any (concurrent audit / GIA) etc.
Regulatory & Business Conduct
• Display exemplary conduct and live by the .
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank
This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the India/Medium Enterprises/Credit Analyst Team/South to achieve the outcomes set out in the Bank’s Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association
Key stakeholders
Relationship team, Credit team, Compliance, Audit
Other Responsibilities
Embed Here for good and Group’s brand and values in India/Medium Enterprises/Credit Analyst Team/South [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); Nil[List all responsibilities associated with the role]
Qualifications
Chartered Accountant / MBA
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst| Medium Enterprises| BB position is now open for candidates interested in the Bank Jobs sector. This role in Chennai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
