Job Description
Apply on BeBee India
Credit Analyst
Creditenable
Mumbai, Maharashtra
Apply on BeBee India
21 hours agoFull–time
Role type: Full Time
Location: Mumbai Office
Experience: Min 2 years experience in conducting Credit Assessment of business loans in Banks/NBFC (mandatory)
Salary: Up to 5 lacs p.a
About the role
We are looking for a dynamic Credit Analyst with excellent communication skills to join our fast-growing Team in India. The Credit Analyst will report directly to the Head of Credit - India.Thisrole is based in Mumbai, India.
About CreditEnable
CreditEnable is a global credit insights and technology solutions company. The firm applies proprietary data analytics, deep learning, AI and technology to build solutions to the worlds biggest financial challenges. CreditEnables lender solutions enable profitable growth by substantially reducing the time involved with underwriting SME loans, provide efficient access to quality borrowers and improve the quality of SME loan books. CreditEnables borrower solutions help SMEs better understand lenders credit requirements, get prepared for debt and secure the capital they need at an affordable rate.
We obsess over big picture problems like How do we unlock the 8.1 trillion-dollar global credit market for SMEs?and How do we deliver even better data and insight than the worlds biggest insights players like Bloomberg and Google in this space? to details like How do we create the most user-friendly interface to decrease the turnaround time of the current loan process, to just seconds?
About you:
• You have practical knowledge of accounting/financials. You are proficient in understanding interdependencies between balance sheet, P&L and cash flow statements. You are experienced in your methods of checking financial accuracy and data integrity and you are skilled in researching financial and accounts related tasks. You have taxation knowledge and experience specifically related to filing tax returns and filings under various Indian statutes (working knowledge of tax regulations is not required).
• You should have a working knowledge of credit assessment and what lenders focus on, both financial and non-financial when assessing a business loan.
Responsibilities:
• Evaluating the financial position of clients by reviewing data, including financial ratios, with a view to automating the process
• Analysing clients credit data and financial statements, Bank statements in order to determine loan eligibility
• Review credit applications and perform credit checks.
• Keeping credit files and clients information up-to-date by completing documentation, preparing detailed reports, and maintaining detailed records.
• Checking of documents & follow up with borrowers for submission of documents.
• Ensuring that documents are consistent and uphold to the Lenders standards.
• Follow up and reviewing KYC documentationand identify efficient ways to acquire, test andnormalise data
• Check financial accuracy and perform key ratio analysis
• Interaction with borrowers for understanding their Debt requirement.
Skills & Experience
• CA Inter/IPCC pass + Commerce Graduate or MBA(Finance)
• Experience in conducting Credit Assessment of business loans in Banks/NBFC minimum 2 years (mandatory)
• Past-experience in Fin-tech will be an added advantage
• Skilled in using MS-Office
In your cover letter, be sure to
Credit Analyst
Creditenable
Mumbai, Maharashtra
Apply on BeBee India
21 hours agoFull–time
Role type: Full Time
Location: Mumbai Office
Experience: Min 2 years experience in conducting Credit Assessment of business loans in Banks/NBFC (mandatory)
Salary: Up to 5 lacs p.a
About the role
We are looking for a dynamic Credit Analyst with excellent communication skills to join our fast-growing Team in India. The Credit Analyst will report directly to the Head of Credit - India.Thisrole is based in Mumbai, India.
About CreditEnable
CreditEnable is a global credit insights and technology solutions company. The firm applies proprietary data analytics, deep learning, AI and technology to build solutions to the worlds biggest financial challenges. CreditEnables lender solutions enable profitable growth by substantially reducing the time involved with underwriting SME loans, provide efficient access to quality borrowers and improve the quality of SME loan books. CreditEnables borrower solutions help SMEs better understand lenders credit requirements, get prepared for debt and secure the capital they need at an affordable rate.
We obsess over big picture problems like How do we unlock the 8.1 trillion-dollar global credit market for SMEs?and How do we deliver even better data and insight than the worlds biggest insights players like Bloomberg and Google in this space? to details like How do we create the most user-friendly interface to decrease the turnaround time of the current loan process, to just seconds?
About you:
• You have practical knowledge of accounting/financials. You are proficient in understanding interdependencies between balance sheet, P&L and cash flow statements. You are experienced in your methods of checking financial accuracy and data integrity and you are skilled in researching financial and accounts related tasks. You have taxation knowledge and experience specifically related to filing tax returns and filings under various Indian statutes (working knowledge of tax regulations is not required).
• You should have a working knowledge of credit assessment and what lenders focus on, both financial and non-financial when assessing a business loan.
Responsibilities:
• Evaluating the financial position of clients by reviewing data, including financial ratios, with a view to automating the process
• Analysing clients credit data and financial statements, Bank statements in order to determine loan eligibility
• Review credit applications and perform credit checks.
• Keeping credit files and clients information up-to-date by completing documentation, preparing detailed reports, and maintaining detailed records.
• Checking of documents & follow up with borrowers for submission of documents.
• Ensuring that documents are consistent and uphold to the Lenders standards.
• Follow up and reviewing KYC documentationand identify efficient ways to acquire, test andnormalise data
• Check financial accuracy and perform key ratio analysis
• Interaction with borrowers for understanding their Debt requirement.
Skills & Experience
• CA Inter/IPCC pass + Commerce Graduate or MBA(Finance)
• Experience in conducting Credit Assessment of business loans in Banks/NBFC minimum 2 years (mandatory)
• Past-experience in Fin-tech will be an added advantage
• Skilled in using MS-Office
In your cover letter, be sure to
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.