Job Description
Client is a well known bank
Job Description :
• Analysis of credit proposals based on financials & other parameters for a wide portfolio of clients having term loan and working capital requirements for Business Banking Client Group [BBG].
These are clients with typically turnover up to INR 150 cr with ticket size up to INR 20-25 cr.
• Preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees.
• Client meeting, do evaluation of prospective customer and market, understand clients requirement, structuring proposals/deals within Banks credit guidelines, Credit Programs and customers requirement.
• Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and taking appropriate steps to mitigate risks.
• Performing detailed credit and background reference checks on all prospective clients.
• Make presentation to sanctioning committees for sanctions and approval of credit files as per bank policy.
• Joint monitoring of portfolio with account relationship team based on early warning systems.
Product :
Working Capital, Term Loans
Job Description :
• Analysis of credit proposals based on financials & other parameters for a wide portfolio of clients having term loan and working capital requirements for Business Banking Client Group [BBG].
These are clients with typically turnover up to INR 150 cr with ticket size up to INR 20-25 cr.
• Preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees.
• Client meeting, do evaluation of prospective customer and market, understand clients requirement, structuring proposals/deals within Banks credit guidelines, Credit Programs and customers requirement.
• Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and taking appropriate steps to mitigate risks.
• Performing detailed credit and background reference checks on all prospective clients.
• Make presentation to sanctioning committees for sanctions and approval of credit files as per bank policy.
• Joint monitoring of portfolio with account relationship team based on early warning systems.
Product :
Working Capital, Term Loans
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
