Credit Analyst, Risk-(2200029410)

Job
:Retail Banking

Primary Location
:Asia-India-Pune

Schedule
:Full-time

Employee Status
:Permanent

Posting Date
:23/Nov/2024, 11:15:59 PM

Unposting Date
:Ongoing

Role Responsibilities

Strategy
• Provide inputs in shaping the Retail Risk Operations strategic direction
• Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative

Business
• Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function.
• Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline.

Processes
• Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients.
• Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives.
• Leverage and build credit assessment infrastructure capability to optimize process efficiency.
• Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
• Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses.
• Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.