Description
Credit Analyst - SME (Location : Coimbat...MFT8639
Retail & Sme Credit, Biu & Strategy
• Regional Credit Hub- Coimbatore
Required Experience
2 - 10 Years
Posted On
07 Aug 2024
Basic Section
No. Of Openings
9
Grade
NA1
Designation
Others
Closing Date
31 Oct 2024
Organisational
Organisation
CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT
Sub Org Unit 1
Retail & SME Credit, BIU & Strategy
Sub Org Unit 2
SME Credit
Sub Org Unit 3
National Credit Hub - SME
Sub Org Unit 4
Others
Sub Org Unit 5
Others
Sub Org Unit 6
Others
Branch/Department Code
1026
Branch/Department Name
Credit/Collection – Retail & SME - Credit
Country
India
Geographic Zone
South
State
Tamilnadu
City
Coimbatore
Worksite
Regional Credit Hub- Coimbatore
Worksite Code
935
Skills
Skill
SME
WORKING CAPITAL MANAGEMENT
CREDIT UNDERWRITING
Minimum Qualification
MBA
CA (CHARTERED ACCOUNTANT)
CERTIFICATION
No data available
Working Language
No data available
Job Description
Job Purpose:
Appraising proposals for SME and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
Supervising, controlling delinquency and credit loss. Risk (credit/investment, operational, others) identification and mitigation.
Functional Responsibilities:
(1) Managing relationship of mapped clients and ensuring attrition of clients are controlled along with focus on limit enhancement, Utilisation and reference from existing clients for new asset relationship
(2) Responsible for over all asset book and revenue growth basis assigned targets To ensure all regulatory guidelines are maintained by the clients and every compliance norms are followed by the clients as per the credit guidelines
(3) Need to keep the portfolio hygiene in control along with ensuring the relationship results in wallet share increase by means of cross selling in Insurance, Self funding and FX/Trade Basic renewal proposal CAM need to be put in by the concerned
