What is K-CAP

It is a stepping-stone into a coveted career in Credit business. You will build depth in one area as well as get a 360-degree view of the Credit function.
What roles can I do as a K-CAP

Preparation of Credit Appraisal notes for Large Corporates/MNCs/ SME clients
Discuss with business on Terms and Conditions for risk assessments
Discuss with customers for obtaining information for preparation of Credit Notes
Monitor the accounts based on the terms stipulated by Sanctioning Authority
Prepare Monthly Monitoring Reports for the portfolio
Escalate with action plan for non-compliances
Visit the units and submit inspection reports
Manage and address any escalations related to risk assessments
Am I eligible for K-CAP? YES, if,

You have a passion for credit analysis

You are a 2020-2021 batch pass out of CA / Tier II MBA College / MSC / MCom

Logical thinking and data interpretation e.g ability to comprehend trends like inflation impact on interest rates / fx

Basic accounting and financial statement understanding

Good verbal, written communication & presentation skills
Which location will I be placed in

All roles are based out of Mumbai, Bangalore, Chennai, Hyderabad, Ahmedabad, Delhi, Jaipur, Chandigarh, Ludhiana, Kolkata, Indore, Rajkot, Pune and Baroda
How will I be trained?

Thorough training in credit analysis

Job shadowing with senior credit analyst
How will K-CAP help build my career?

Become an expert in your role

Rotate within Credit business

Branch out into RM roles in Corporate, Wealth, Consumer or Commercial Banking

Roles in the Kotak Group like in KMIL, Investment Banking & etc.
What are the rewards?

Compensation at par with best in Industry
How do I apply?

https://hcbt.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX/requisitions?keyword=62403&mode=location