Job Description
Credit Analyst (Working Capital) With Leading Bank
From 3 to 7 year(s) of experience
₹ Not Disclosed by Recruiter
Bangalore/Bengaluru, Mumbai (All Areas)
or
Job Description
Roles and Responsibilities
Key Result Area Associated with corporate segment for providing working capital solution to small enterprises in the form of Fund based
and Non Fund Based facilities Like Overdraft, Cash Credit, Term Loan, Letter of Credit, Bank Guarantee etc. To analyze client’s assets and securities as guarantee for loans in line with policies Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the
entity, credit checks etc. To interact with approving authority and provide them with required information for better decision making and engaging in
regular discussion to give them an independent view of the clients/ economic developments. Identification of requirements for the proposal including modeling data and setting up processes for smooth functioning of
business. Prepare Credit Appraisal note of all existing and new customers. Presenting the proposals to sanctioning forums and get it sanctioned from approving authority by satisfying all their queries. Prepare scorecards for setting credit limits and credit period for customers. Discussion with Customer to understand more about Character, Capacity, Collateral, Capital and Condition of the client Evaluated client credit worthiness by determining a clients ability to repay any issued loans. Manage and ensure timely renewal of accounts and enhancement of portfolio
Discussion with business team regarding the terms and conditions for risk assessment
Role:Analyst - Financial Planning & Analysis
Salary: Not Disclosed by Recruiter
Industry:Banking
Department:Finance & Accounting
Role Category:Finance
Employment Type:Full Time, Permanent
Key Skills
Credit AnalysisCredit AppraisalFinancial AnalysisRisk AssessmentAccountingBank GuaranteeFinanceBankingWorking CapitalTerm Loan
Education
PG:Any Postgraduate
Company Profile
SKILLVENTORY
RPO
Recruiter Name:Kapil Verma
Contact Company:SKILLVENTORY
Telephone:+03+228666
From 3 to 7 year(s) of experience
₹ Not Disclosed by Recruiter
Bangalore/Bengaluru, Mumbai (All Areas)
or
Job Description
Roles and Responsibilities
Key Result Area Associated with corporate segment for providing working capital solution to small enterprises in the form of Fund based
and Non Fund Based facilities Like Overdraft, Cash Credit, Term Loan, Letter of Credit, Bank Guarantee etc. To analyze client’s assets and securities as guarantee for loans in line with policies Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the
entity, credit checks etc. To interact with approving authority and provide them with required information for better decision making and engaging in
regular discussion to give them an independent view of the clients/ economic developments. Identification of requirements for the proposal including modeling data and setting up processes for smooth functioning of
business. Prepare Credit Appraisal note of all existing and new customers. Presenting the proposals to sanctioning forums and get it sanctioned from approving authority by satisfying all their queries. Prepare scorecards for setting credit limits and credit period for customers. Discussion with Customer to understand more about Character, Capacity, Collateral, Capital and Condition of the client Evaluated client credit worthiness by determining a clients ability to repay any issued loans. Manage and ensure timely renewal of accounts and enhancement of portfolio
Discussion with business team regarding the terms and conditions for risk assessment
Role:Analyst - Financial Planning & Analysis
Salary: Not Disclosed by Recruiter
Industry:Banking
Department:Finance & Accounting
Role Category:Finance
Employment Type:Full Time, Permanent
Key Skills
Credit AnalysisCredit AppraisalFinancial AnalysisRisk AssessmentAccountingBank GuaranteeFinanceBankingWorking CapitalTerm Loan
Education
PG:Any Postgraduate
Company Profile
SKILLVENTORY
RPO
Recruiter Name:Kapil Verma
Contact Company:SKILLVENTORY
Telephone:+03+228666
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst |Working Capital| With Leading Bank position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
