Job Description
Credit Risk Manager –Wholesale Banking Group
Location: Bkc, Mumbai
Education & Exp: CA with 7yrs experience handling mid/large corporate risk assessment
Job description :-
• Responsible for Credit assessment
• Regular review of the case
• Detailed Financial analysis including finalization of financial model
• Preparation of Credit Approval Memorandum and following internal approval processes
• Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
• To maintain high quality standards of documentation, client communication, process compliance, etc
• Review and adherence of the rating methodology / framework for risk classification.
• Manage credit risk across all products and transactions in wholesale bank.
• Active client interaction for risk assessment as well as execution of transactions.
• Manage business partner expectations within the Firm's risk appetite.
• Facilitate regular portfolio reviews to identify and present risks associated with portfolio and recommend relevant actions
• Responsible for identification of other risks and escalation to relevant risk partners.
• Regulatory interaction for Credit Risk Management
Location: Bkc, Mumbai
Education & Exp: CA with 7yrs experience handling mid/large corporate risk assessment
Job description :-
• Responsible for Credit assessment
• Regular review of the case
• Detailed Financial analysis including finalization of financial model
• Preparation of Credit Approval Memorandum and following internal approval processes
• Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
• To maintain high quality standards of documentation, client communication, process compliance, etc
• Review and adherence of the rating methodology / framework for risk classification.
• Manage credit risk across all products and transactions in wholesale bank.
• Active client interaction for risk assessment as well as execution of transactions.
• Manage business partner expectations within the Firm's risk appetite.
• Facilitate regular portfolio reviews to identify and present risks associated with portfolio and recommend relevant actions
• Responsible for identification of other risks and escalation to relevant risk partners.
• Regulatory interaction for Credit Risk Management
💡 Quick Summary
Seeking a career-building opportunity? The Credit Approver|Large Corporates position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
