Credit Associate

💰 $4,200 - $6,720 (Est.) 📍 Sydney

Job Description

Full job description
At Centrum Finance, we believe every dream matters. We are an Australian finance brokerage helping individuals and businesses secure the right loan solutions — from home loans and investment finance to business and asset finance. Our team is passionate about delivering exceptional client service and building long-term relationships.

We are now looking for a motivated fresher / experienced candidate who is eager to start their career in mortgage and finance.

Position Overview

The Credit Associate plays a critical role in supporting mortgage brokers by reviewing client financial documents, analyzing credit profiles, and ensuring loan files are complete and compliant before submission to lenders. This role requires strong analytical skills, attention to detail, and the ability to manage multiple files in a fast-paced environment.

Key Responsibilities

Review and analyze credit reports, income documentation, and financial statements
Assess borrower eligibility based on lender guidelines
Identify credit issues and recommend solutions
Prepare complete and accurate loan files for submission
Communicate with clients to collect required documentation
Coordinate with lenders, underwriters, and brokers throughout the loan process
Ensure compliance with regulatory and internal standards
Maintain accurate records in CRM and loan processing systems
Qualifications

1–3 years of experience in mortgage, lending, banking, or credit analysis preferred
Strong understanding of credit reports and mortgage documentation
Excellent attention to detail and organizational skills
Ability to analyze financial documents and identify risk factors
Strong written and verbal communication skills
Proficiency in Microsoft Office and mortgage software/CRM systems
Ability to work independently and as part of a team
Preferred Skills

Knowledge of underwriting guidelines
Experience working with multiple lenders
Problem-solving mindset with strong analytical ability
Customer-service oriented approach
Job Type: Full-time

Pay: $60,000.00 – $65,000.00 per year

Work Location: In person

💡 Quick Summary

Seeking a career-building opportunity? The Credit Associate position is now open for candidates interested in the Finance sector. This role in Sydney offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Finance is a plus.

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Frequently Asked Questions

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The expected salary for Credit Associate in Sydney is $4,200 - $6,720 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Credit Associate is an on-site position based in Sydney. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Credit Associate. Previous experience in Finance is a plus. Freshers may also apply depending on the employer's requirements.
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