Job Description
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Credit Manager
S
SMS Consultancy Pvt Ltd
Hyderabad, Telangana
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4 hours agoFull–time
Job Description
BRANCH UNDERWRITING:
Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case.
EXTERNAL:
Customers
Vendors
Internal auditors
Credit Bureaus
KEY STAKEHOLDERS:
Credit Head for HFC
Risk & Compliance team
Credit Analyst and Operations
Legal team
Sales team
Collections team
ESSENTIAL SKILLS:
Knowledge of local markets and trends in retail lending
Understanding of local business and micro economy
Ability to work under tight deadlines and to prioritize conflicting and changing priorities
Keen understanding and focus on risk, controls, compliance and regulatory framework
Ability to liaise with internal stakeholders and cross-functional teams
Strong customer focus and management of stakeholder expectations
Strong analytical & communication skills (written & verbal)
Should be willing to adapt to digital tools and processes
QUALIFICATION:
Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate
1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)
Deep experience & understanding of retail financial services across NBFCs, banking
Key Skills
• Finance Manager
• Credit Control
• Credit Appraisal
• Credit Underwriting
• Credit Management
• Credit Operations
• Credit Manager
Credit Manager
S
SMS Consultancy Pvt Ltd
Hyderabad, Telangana
Apply
4 hours agoFull–time
Job Description
BRANCH UNDERWRITING:
Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case.
EXTERNAL:
Customers
Vendors
Internal auditors
Credit Bureaus
KEY STAKEHOLDERS:
Credit Head for HFC
Risk & Compliance team
Credit Analyst and Operations
Legal team
Sales team
Collections team
ESSENTIAL SKILLS:
Knowledge of local markets and trends in retail lending
Understanding of local business and micro economy
Ability to work under tight deadlines and to prioritize conflicting and changing priorities
Keen understanding and focus on risk, controls, compliance and regulatory framework
Ability to liaise with internal stakeholders and cross-functional teams
Strong customer focus and management of stakeholder expectations
Strong analytical & communication skills (written & verbal)
Should be willing to adapt to digital tools and processes
QUALIFICATION:
Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate
1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)
Deep experience & understanding of retail financial services across NBFCs, banking
Key Skills
• Finance Manager
• Credit Control
• Credit Appraisal
• Credit Underwriting
• Credit Management
• Credit Operations
• Credit Manager
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager position is now open for candidates interested in the Bank Jobs sector. This role in Hyderabad offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
