Job Description
Credit Manager would need to have experience of unsecured lending such as unsecured small ticket size personal and business loans.
Responsibilities :
Research and evaluate clients’ creditworthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Requirements and skills
Proven work experience as a Credit Manager, Credit Analyst or similar role
Hands-on experience with accounting software
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
Negotiation skills
Qualifications : BSc in Accounting, Economics, Banking and Finance or relevant field
Excellent verbal and written communication skills.
Job Types: Full-time, Regular / Permanent
Salary: ₹18,000.00 - ₹50,000.00 per month
Schedule:
Day shift
Fixed shift
Responsibilities :
Research and evaluate clients’ creditworthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Requirements and skills
Proven work experience as a Credit Manager, Credit Analyst or similar role
Hands-on experience with accounting software
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
Negotiation skills
Qualifications : BSc in Accounting, Economics, Banking and Finance or relevant field
Excellent verbal and written communication skills.
Job Types: Full-time, Regular / Permanent
Salary: ₹18,000.00 - ₹50,000.00 per month
Schedule:
Day shift
Fixed shift
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager position is now open for candidates interested in the Bank Jobs sector. This role in Karol Bagh, Delhi, Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
